"I'll pay you back." Then nobody writes it down.
Inside:
• The 30-second picker: which app fits a dinner, a trip, a flat
• Splitwise, Splid, Settle Up, Splittr and Tab side by side: price, sign-up, offline, currencies
• How to set up the group so the app does the remembering
Every fact comes from each app's own listing, checked 29 Oct 2026.
8 pages, PDF attached.