Here is the difference 👇 ❌ 30% utilization — Acceptable but not optimal ✅ Under 10% utilization — This is where elite scores live That one small gap can mean 20–50 extra points on your score. Think about it this way: If you have a $1,000 limit — keep your balance under $100. If you have a $5,000 limit — keep your balance under $500. Simple math. Massive results. 📈 Most people are leaving points on the table every single month without even knowing it. Don't be most people.

Look how good god is and work in mysterious ways, so for a week I been praying and watching my credit being up and down but faith and trust lord knows is free and easy but hard at the same time , while cooking my phone went off and look at this

Since I joined credit SKOOL I was able to obtain so much after I went into the 780s. Here is one of. My new RAM truck. Next move is to get a second House

I want to take the time to big up andre and is team been with this team for about 5 months now and they never fail me at all you just have to have patience and everything will fall in line. Because everybody have a different credit journey if your looking for a quick fix this not the right place for you patience is the keys and even when I did not have it andre encouraged me to stay the course and am happy I did. Because he remove a reinsert item that was placed on my credit that had a major impact on my score cant thank him enough. Because I got approved for a 2021 vw atlas for my turo business bringing the number of car i have to about 5 fleet and i also got approved for a 10k limit as well thanks again to you and your tean and also most of all father god with him all things are possible.

are there any meeting tonight,there is nothing on the calendar