Most of us all know or have heard of the three large credit bureaus, Experian, TransUnion, and Equifax, but did you know the list of credit reporting agencies (CRAs) is much larger than just those three? Below, is a comprehensive list of CRAs, along with how to contact these credit reporting agencies. The credit reporting agency contact information includes: phone numbers, addresses, and websites. List of Credit Reporting Companies and Their Contact Information (consumerlawfirm.com)

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La información más actual disponible indica que BHG Financial continúa ofreciendo préstamos a propietarios únicos. BHG Financial proporciona préstamos para negocios que pueden ser utilizados por diversas estructuras comerciales, incluidos los propietarios únicos, para satisfacer una variedad de necesidades financieras, como la consolidación de deudas, la expansión del negocio o la cobertura de gastos operativos. Sus préstamos comerciales generalmente oscilan entre $20,000 y $250,000, y los prestatarios bien calificados pueden ser elegibles para hasta $500,000, ofreciendo términos de reembolso flexibles de hasta 12 años. BHG Financial no excluye explícitamente a los propietarios únicos de sus opciones de financiamiento y, de hecho, comercializa sus servicios a propietarios de pequeñas empresas y profesionales, una categoría que a menudo incluye a los propietarios únicos. Enfatizan un proceso de solicitud simplificado sin impacto en el crédito personal durante la consulta inicial y personalizan las soluciones de préstamo según el perfil crediticio y los ingresos del solicitante, lo que se alinea con las necesidades de muchos propietarios únicos que pueden depender de su solvencia personal para obtener financiamiento.

Most current information available, BHG Financial continues to offer loans to sole proprietorships. BHG Financial provides business loans that can be utilized by various business structures, including sole proprietorships, to meet a range of financial needs such as debt consolidation, business expansion, or covering operational expenses. Their business loans typically range from $20,000 to $250,000, with well-qualified borrowers potentially eligible for up to $500,000, and they offer flexible repayment terms of up to 12 years. BHG Financial does not explicitly exclude sole proprietorships from their lending options and, in fact, markets their services to small business owners and professionals, a category that often includes sole proprietors. They emphasize a streamlined application process with no impact on personal credit during the initial inquiry and tailor loan solutions based on an applicant's credit profile and income, which aligns with the needs of many sole proprietors who may rely on personal creditworthiness for funding. Courtesy of my friend @Winston Sam

New Secret A.I. Deletes ANYTHING From Credit Reports | Wish I knew This!