You can be profitable and broke at the same time. This is not a paradox. It is the daily reality of most growth-stage real estate operators. Your P&L shows healthy profit. Your bank account is empty. The next contractor draw is due Thursday and you are scrambling to figure out where the cash went. The problem is simple. Profit and cash flow are two different things. I built this 90-Day Cash Flow Forecast template to fix this. It is the same tool I reference in Chapter 18 of The Books Don't Lie. Here is what is inside: Tab 1: 90-Day Cash Flow Forecast - 13-week rolling forecast - All inflows: sale proceeds, rental income, loan proceeds, service revenue - All outflows: contractor draws, materials, holding costs, loan payments, taxes, acquisitions - Auto-calculated net cash flow and closing balance per week - Minimum cash reserve check with "OK" or "ACTION NEEDED" status - Blue cells = your inputs. Black cells = auto-formulas. Just fill in the blue. Tab 2: The 5 Cash Flow Killers Checklist - Overlapping deal capital - Extended holding periods - Unexpected rehab costs - Tax surprise - Slow receivables Each one with the exact fix straight from the book. Tab 3: Three-Account Cash Dashboard - Operating Account (day-to-day) - Tax Reserve Account (untouchable) - Deal Capital Account (acquisitions and rehab) - Current vs target balance tracking If you run this forecast once a week for 15 minutes, you will never get caught short again. Cash crunches are almost never surprises if you are looking ahead. Download it below. Let me know if you have questions. Fabian