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7 contributions to Mortgage Broker Mastery
Velocity Mortgage Capital- Matrix Enhancements
Hello everyone! We just made some major changes to our matrix at Velocity that I wanted to share so you can close more deals. We have added a Super Jumbo loan program for 1-4 unit residential investment properties- loan amounts up to $10m, no DSCR requirement, and just a 600 minimum FICO requirement. Another huge update- there is no minimum FICO requirement for max LTV (70-75%) on purchase deals. On top of this, brokers can make 2% in YSP which is fully paid to you at closing. These enhancements create more opportunities to get the challenging loans done and maximize your compensation. Feel free to reach out with any questions or scenarios you would like to discuss- happy selling! [email protected] p: 215-619-2559
Starting the year with Velocity
Hello brokers- I have had the pleasure of working with a handful of brokers from the group so I wanted reiterate how we can help you close loans and get paid! Velocity offers a wide range of flexible lending options designed for real estate investors and small‑business property owners. Here’s a quick overview you can share with your clients: ✔ Eligible Property Types - 1–4 unit non‑owner-occupied residential - Multifamily - Mixed‑use - Warehouse / light industrial - Autobody - Self storage ✔ Loan Structures - 30‑year fixed options on residential investment properties - Short‑term interest‑only options also available on residential loans ✔ Broker Compensation - Brokers can charge up to 5% - Free 1% YSP on all February deals ✔ Streamlined Underwriting - No W‑2s or paystubs required - No sourcing or seasoning of down‑payment funds - Only DSCR requirements on larger commercial loans Velocity is built for borrowers who need flexible underwriting and long‑term investor‑friendly products- I look forward to working with more brokers from the group!
2 likes • Feb 11
@Malcolm Turner Thanks for the kind words and ditto! Velocity supplies free marketing materials to our brokers. I am happy to share it, I just need to add you to my contacts for access
Foreign national
Has anyone done a recent deal with a foreign national? Looking for lender options that can do 75% LTV. (Cashout)
2 likes • Oct '25
Hey Bernadeau, Velocity can lend to foreign nationals at max LTV. We are at 70-75% depending on the property type
2 likes • Oct '25
@Shonika Proctor Sure thing, if you have some time today feel free to give me a call and Ill be happy to discuss with you, 215-619-2559
Seller carry+ financing
Are there any lenders that can finance with a seller carry note when the seller carry will be recorded?
3 likes • Jun '25
Hey Bernadeau, we allow seller 2nds for up to 90% combined loan to value
Let's connect- Velocity Mortgage Capital
Hey guys, hope you're all closing deals and expanding your businesses! I have connected with a handful of people in the group already and would love to connect with everyone so you can close more loans. We can get you signed up and ready to broker loans in non-license required states in minutes. Give me a call or email and lets close some loans- email: [email protected] phone: 215-619-2559 Program Highlights • No DSCR for all 1-4 properties (includes condos, short term rentals & Airbnb) • No Sourcing or Seasoning of down payment funds • Seller financing allowed up to 90% CLTV • No Minimum FICO for 50% LTV or less • No W2 or paystubs needed ever • Multifamily, Mixed use, Office, Retail, Warehouse, Self-Storage, Automotive (no DSCR under 500k loan amount) • 30 year fixed and short-term IO options available • Flexible Underwriting Guidelines • Brokers can make up to 5 pts on each deal
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William Kane
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33 points to level up
@william-kane-6093
Account Executive at Velocity Mortgage Capital- a wholesale mortgage lender

Active 1d ago
Joined Jan 28, 2025
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