Grand rising tribe. We had something interesting happen yesterday that can benefit all Fundops clients.I had a personal friend whose son is in the NFL contact me for funding for his wife. Wife had over 50k in personal credit cards, 780+ Fico and a 2 year old LLC. MONTHS ago I shared with this friend the relationship banking process ( Seasoning bank accounts ) which never got established at the time. They went to chase yesterday , opened the business checking account , deposited 5k .... we introduced to the RM at CHASE and to my surprise, this client was only approved for 14k when I for sure estimated a 50-75k approval. I then went on to manually fill out the second application and to my surprise DECLINE! We called the reconsideration line for the banker to say , well you JUST opened a business checking account you were declined because we do not have enough information / data on the business. I share this with you guys because the relationship banking part of the process is one of the most crucial steps in getting larger approvals. Steps To Follow : 5-8 transactions monthly on the PRIME bank account we recommended If you can also get a payroll account and pay yourself from the business checking account bi weekly this adds points to your internal scores If you cannot, order checks and pay yourself bi weekly. All business transactions must run through this account with no negative days throughout the month Personal + Savings + Business Checking account with the lender goes a long way if you can. The market is changing , CHASE changed everything once again, we must get re committed , re focused to cross the finish line. Hope this helped =Your Funding Coach Timo

How it works: 🐺Week 1 (Jul 1-6): Post your "Freedom Declaration" your #1 financial goal for July (credit score target, first biz credit card, funding amount, etc.) 🐺Week 2-3: Post proof of action steps (screenshots of applications submitted, credit monitoring updates, bank account openings) 🐺Week 4 (Jul 28-31): Post your results vs. your declaration Finance Fridays bonus: Attend live = 2x points on that week's posts Prizes: 🏆Grand Prize — Free 1-on-1 strategy call with Timo + $100 cash 🏆2nd Place — Free month of credit monitoring + shoutout 🏆3rd Place —Fundops merch bundle or gift card Who's claiming the top spot in JULY? Drop a 🐺 if youre in.

Grand Rising Sacred Wealth fam! ☀️☀️☀️ Let's talk about something that affects EVERYONE in this community whether you are just starting out or already on your way to funding. 👇 💳 Credit Utilization — how much of your available credit you are actually using. This one factor alone makes up 30% of your credit score and most people have no idea! Here are the facts 👇 📊People with 800+ credit scores use on average only 7% of their available credit — Experian 📊A single maxed out card can drop your score by up to 45 points — FICO 📊 Paying down your balance can show improvement in as little as 30 days — NerdWallet What you need to know 👇 ❌Maxing out cards even if you pay monthly still hurts your score ❌Closing old cards raises your utilization and hurts you ✅Stay BELOW 30% — good ✅Stay BELOW 10% — even better The lower your utilization the higher your score. Simple as that. This is the kind of knowledge we share here every single day. Welcome to Sacred Wealth! 🔥 💬Where are you right now? A — Over 50% I need help! B — Between 30% and 50% C — Under 30% and pushing lower Drop your letter below! 👇🔥

Lets clap it up for @Pharaoh Kyle ! Finished at 80k on the first round. Would 80k of 0% biz credit take your biz to the next level?

Banks approve you based on your highest limits + revolving depth. Small limits = small approvals. That's why people get $500 store cards instead of $10K–$50K business lines. The $15K Primary Tradeline from Monetary Jewelers fixes that fast 👇 ✅ Reports as YOUR account (primary, not AU) ✅ Instantly raises your high-limit ceiling ✅ Deepens revolving history + drops utilization ✅ Fuels your business credit stacking The play — in order: 1️⃣ Grab the $15K primary 👉 http://monetaryjewelers.com/ (Code: T117W1) 2️⃣ Wait for it to report CLEAN — zero negatives 3️⃣ Then book Shaunt, our Chase banker 🏦 Don't book Shaunt early. Let it report clean first, THEN we capitalize. 🚀 Drop a 🙋 when yours reports and we'll get you on Shaunt's calendar.