E*TRADE debit card/account: opened without ITIN or SSN
I was able to get an E*TRADE cash/brokerage account with debit card without an ITIN or SSN, using my foreign address during the process. A few useful things about it: - No monthly maintenance fee - E*TRADE Mastercard debit card - the card can be mailed to a US mailing address (or maybe even foreign) - supports bill pay can be used to pay credit cards - comes with ACH and routing number - unlimited ATM fee refunds worldwide (yet to be tested) For non-US residents, this can be a pretty practical option if you just want a light, easy-to-get US banking for basic payments, debit card use, ATM access, and paying US credit cards.