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Metro2 Ai Community

810 members • Free

18 contributions to Metro2 Ai Community
My Free Score Now
I'm getting an error when i click the link sent to my phone. When I send it to my email, I do not receive it. It's not in spam either. Not sure what to do next.
My Free Score Now
1 like • 2d
Call my Free Score Now here;s the number (888) 548-2008
1 like • 2d
@Amika I don't know what you mean by otp
Metro2
Can someone send me the link to Metro2 Software???
1 like • 2d
Here you go https://www.m2phenom.com/login?t=1767746948 I like to hel when I can.
Required documentation
I have a client who does not have utility bills in her name. She only has a Cash App statement (no real bank statement) and she only has an internet bill. Will the credit bureaus accept either as proof of address?
0 likes • 2d
Verification - Pass Port, Social Security Card, Bank Statement - Bureaus wants a bank statement or a Utility bill preferably a bank statement. Proof of address is number 1 any bill water, utility bill any bill whatever address it has on the bill or bank statement that's what you use POA - proof of address
New to the community
Hello everyone I’m now to the group looking to get my credit repair business started. Also looking to learn all I can as well as provide as much value as I can to the community!
0 likes • 2d
Welcome Nick McCready I wish you the best!!
Paying A Credit Card Bill Tips
First know the dates - Second make on time payments - set payments on auto draft for the minimum payment due it will draft the minimum and it will draft it on time. If you want a great credit score, you need to pay off more than the minimum due which will lower your interest rates and lower your utilization which will show up on all three bureaus. If you can, make the payments before the due date. - Third don't use more than 30% of your credit limit because it reflects 30% on your credit report. To get your credit utilization, you would divide how much you owe by the amount of your credit limit. - it's the statement balance divided by the limit. 30% utilization is the maximum and 10% utilization or lower is the best it will reduce your interest rates and increase your credit score, and allow you to get an increase in the limits. The higher the limit is versus the balance the better it is for your credit score so paying on time, will help you get those credit limits increased. To sum this up 65% is the utilization and payment history it's worth working for. - Payment History is 35% of your credit score Statement balance vs. current balance: the statement balance is what is due after they have added up all the transactions during the billing cycle because the statement open date and the statement closing date is you billing cycle. Also you can get notification turned on when the billing cycle ends so you can make the payments after the billing cycle ends - then make the payment before the due date after the billing cycle closes. I'm far from being an expert on credit, but I got this information from a reliable source and I wanted to share it with the community. I'm just working on mastering one credit card which increased three times since I opened the account.
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Vicki Richmond
3
33points to level up
@vicki-richmond-5116
I help people leverage excellent credit to achieve their dreams, like buying a home or car. My mission is serious: credit affects lives.

Active 58m ago
Joined Jan 7, 2026
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