Most people focus on how much they earn, but long-term wealth is driven far more by what percentage of your income you consistently invest and keep invested. At a 10% annual return: - Investing $500/month starting at age 25 can grow to ~$3.3M by age 65 - Starting the same investment at age 35 yields ~$1.5M - Starting at age 45 yields ~$650K The difference is not contribution size—it is time in the market and compounding. Takeaway: Income increases help, but consistency + compounding + patience outperform almost every “hot” investment strategy over decades. What is your top investment? Comment below ⬇️ ⬇️ Mine is the S&P

Had a great Q&A with Alan, some key takeaways that I found helpful for some issues have run into recently: 1) Late fees are there for a reason. There’s nothing wrong with being fair and showing some mercy, but it could open you open to Fair Housing issues if you waive late fees for one person but not the next. Late fees can also incentivize the tenant to change their behavior and start paying on time. 2) It’s important to have a solid tenant selection system. Alan mentioned a few, income, credit, background, rental history, referrals. He recommended an investigative tenant screening company called Rent Perfect.