@Jonathan Hertilus had a ton of good points up there. I myself am as frugal as they come as I have the mindset that this could all go away tomorrow. I like to keep personal expenses to <15-20% (max) of my gross income. Keeping a percentage as you grow I found helpful because there’s no room for overspending. Keeping a set amount in mind out of that % toward specifics like “groceries”, “fun”, “self care”, etc makes it easier to organize. I have a whole spreadsheet on this that I go over with my bank statement at the end of each month. It’s helped a lot @Darrien Srimongkol