If you have a deal that uses provider money to renovate purchase price of house is $100,000 Renovation is $75,000 Estimated after repair value is $270,000. Are you typically responsible for a 20% downpayment or does the equity cover the down payment. I know when we built our house we had already paid for the land and then it appreciated by the time we built we had $90,000 in equity so we did not have to put a down payment when we rolled the construction loan into a mortgage. I know that is for my primary residence so I was not sure how lenders treat equity on investment deals.

Can I get a helix through a VA loan? I have my primary residence in a mortgage not with a VA loan. I have roughly $150,000 in equity. I know of a local lender that does Helocs but did not. Know if there is a VA loan product for Helocs?

I did this deal in Austin Texas in late 2025 and made a TON of mistakes, still profitable. Made a little case study presentation to share in case anyone is looking to BRRRR purchased for 190 arv 360 rehab 60 holding costs ~20 Details in the pdf