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Owned by Trae

Credit Control Lab Community

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AI-powered credit repair education โ€” free to join. Members get 60% off the full Credit Control Lab platform.

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14 contributions to Credit Control Lab Community
Powerful NEW tool just released on the Credit Control Lab!
GREAT NEWS! A powerful new tool has just been released in the CreditControlLab platform that is currently in BETA phase. Best news of all is every member here can get access to it by using your SKOOL promo code. Introducing the AI-Powered Dispute Center. Here's what it does: ๐Ÿ“„ Upload any credit report PDF โ€” SmartCredit, Credit Hero Score, MyScoreIQ, whatever you use. The AI reads every page automatically. ๐Ÿ” AI extracts every negative item โ€” Collections, charge-offs, late payments, inquiries. It maps which bureaus report each one, grabs account numbers, balances, everything. โšก Generate dispute letters in minutes โ€” Not templates. Not copy-paste. Custom letters with FCRA, FDCPA, and Metro 2 citations tailored to each account. Choose "one letter per bureau" (recommended) or individual per item. ๐Ÿ“Ž Your ID and proof of address get bundled into the PDF โ€” Download, print, stuff the envelope. Done. ๐Ÿ“Š Track every round โ€” Log bureau responses, see what got deleted, what got updated, and automatically escalate unresolved items with stronger strategies next round. This is what credit repair looks like in 2026. No more spending hours researching which law applies. No more generic template letters. No more starting from scratch every round. Upload a report. Click generate. Get legally-cited dispute letters in under 5 minutes. CROs โ€” this was built for you. Create a profile per client, upload their report, generate their entire letter package. What used to take you 2-3 hours per client now takes minutes. ๐Ÿ”— Head to creditcontrollab.com and use your SKOOL member promo code to get access during BETA.
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Disputing Credit Reports: A Legal Framework
This video goes over the legal framework by which every single successful dispute is built on...FCRA & FDCPA law. How well our disputes are legally structured direclty correlates to how successful they are because, trust, these bureaus know when they're being boxed into a legal corner.
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Structure > Violation Disputing
Took a little bit for this client but got a big win ๐Ÿ… for her. At the point in my journey where I understand that legal structure is more important than mass violation disputing without a strategic structure in mind.
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Structure > Violation Disputing
The Most Confusing part of Credit Repair is ____
We all have that one (or two) areas of credit repair that just has us stumped! Which one baffles you the most? Fill in the blank and see what others find confusing too! ๐Ÿค”
0 likes โ€ข Mar 17
@Lorenzo Pinas did you get the actual report from annualcreditreport.com? Iโ€™m asking because CRC does a bad job of showing what the date of first delinquency is which is very important. If you use annual credit I can give you some advice on how to speed up your process
0 likes โ€ข Mar 17
@Lorenzo Pinas letโ€™s jump on a quick zoom call tonight or when you have time? I msg you
The Biggest Misunderstanding About the Fair Credit Reporting Act โš–๏ธ
There's one thing I see people get wrong about the Fair Credit Reporting Act more than anything else โ€” and it's usually the reason their disputes go nowhere. Drop what you think it is below. I'll share mine and break it down.
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Trae Sepulveda
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11points to level up
@trae-sepulveda-3850
Entrepreneur. Father. Husband. Christian. Author of โ€œFire Your Trainer: A Psychological Approach to Self-Improvementโ€

Active 19h ago
Joined Feb 25, 2026
McAllen, Texas