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Owned by Tommy
"Giving you the tools and knowledge you need to build a strong financial foundation for a successful financial future"
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7 contributions to Simple Money Financial Univ
Dec '25 •
Are you going into 2026 with a plan to better your financial situation
If you fail to plan, then plan to fail. Why is is that only 36% of Adults in the US write down their goals for the following year. If you don't write it down... it's not a goal it's a "pipe dream". I will be talking more about setting goals in the coming days and weeks. I wrote a chapter in my book "Game Changer" titled Simple Goal Setting. If you want a free copy of that chapter message me "Goals"
1 like • Dec '25
That's awesome Tim. I love it and let me add on to that with three steps will you take to achieve each of those?
Dec '25 •
Credit affects everything
our credit affects just about every area of our life. whether you buying a car, buying a house renting apartments, even getting a job at the financial services industry, your credit score plays a huge part and success. so if 8 out of 10 credit reports have errors on them, what can you do?
1 like • Dec '25
@Tim Atyeo q Great question Tim, that's kind of a loaded question actually. LOL. there's a few ways you can improve your score. if you have collections or charge offs on your credit report under the Fair Credit reporting act, you have the right to dispute those and get them off because of errors that would improve your credit score. another way is to actually make your payments on time. make sure your utilization that is your balances versus what your credit limit is is below 10%. that would improve your score. stay tuned for my 3-hour live webinar workshop. I'm going to have on credit how to improve credit and how to rebuild credit
Dec '25 •
TOP 5 THINGS TO NEVER DO WHEN BUYING A HOME
Quit your job Pay off old collections Purchase large Take out New credit Move large amounts ($500 or more) between accounts
1 like • Dec '25
In my 25 years in the mortgage industry I have had each of these happen... one of my clients decided to quit his job the day before closing and it KILLED the deal..... I had another client buy over $3000 of new furniture for their new home, but used a credit card and killed their deal.... heartbreaking.
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@tommy-g-8486
Our mission at Simple Money Financial University is to give you the knowledge and tools you need to build a strong financial foundation!!
Active 24d ago
Joined Dec 16, 2025