The better question is: What insurance is best for your situation? The insurance strategy that works for someone with 1 vehicle and $3,000 to invest is completely different from someone with 5 vehicles, 10 vehicles, or a commercial fleet. How much capital you have, how many vehicles you currently own, your long-term goals, and whether you’re operating privately or commercially all play a role in determining the best insurance setup. There is no one-size-fits-all answer. Also, if your renter ever has issues getting approved on Uber or Lyft, do not panic. Have them contact support directly and ask to speak with a live representative. Let them explain that they have authorization to use the vehicle and would like a manual review of their documents. Many issues can be resolved by speaking with an actual person instead of relying solely on the automated system. The goal is not to copy what everyone else is doing. The goal is to understand which insurance strategy fits your business model and protects you properly as you scale. If you have questions about insurance, renter approvals, private rentals, commercial policies, or building the right protection plan for your fleet, drop your questions below and I’ll help point you in the right direction.

1. Name + Location 2. Current situation (0 cars / 1 car / fleet) 3. Your weekly income goal 4. Biggest obstacle right now 5. When you want your first renter by (date)

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