This is when you have excess and its more than you need each month. This is the end game of building the golden goose and you only eat off the eggs. It averages about 25% a year and I've seen it go as high as 80% a year. But we'll just say its about 25% a year for now just to go for the low end. So if your credit card company is charging 25% to 30% it might make sense to just pay it off. Remember you get 30 to 60 days if you don't pay off the statement balance then they start charging you interest. If you play it right and pay off the statement balance you use their money to generate you interest. So I don't have to pay this $3500 until after 10/17. So I'll keep DCA and withdraw and borrow to the DCA Bot. Then withdraw and pay off the $3500 before the account is due. If I have extra to borrow from defi saver, I'll continue to borrow and add to the bot for the next 30 days. This is my current vault you can join if you don't want to deal setting up a bot. You can join other vaults but they leverage and you could lose all of it. I don't use leverage on my settings. I'll put the links in the Trade Bot Secrets Class https://www.skool.com/crypto-2608/classroom/b803ddc7?md=49dffaa8d50344adbe36f4c057f67a19

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