(Updated) Quick backstory. EMD funding has two fee structures: - 5% upfront + 20% on the back end - 10% upfront, nothing on the back end We've been splitting the back end (20%) and the 10% upfront profit portion with you already, 50/50. The one piece we haven't shared is the upfront fee on the 5% structure. The reason being, the minimum was only $500, and frankly it wasn't enough to cover our costs. That's changing 💥 We're raising the minimum upfront fee on the 5% structure, and once we do, you'll start getting paid on the upfront fees for the 5% portion, just like everything else. We are only raising the minimum fees on EMD, no other changes. Here's the part where you come in. We want your input on where that minimum lands. Vote below 👇 Before you vote, here's the tradeoff to think about: ☯️ The higher the minimum, the more you make per deal. On a $1,000 minimum you'd see $250. On a $2,000 minimum, that's $500. Twice the payout. More is better, right? Or is it ... ? ☯️ The higher the minimum, the harder it is to find deals/borrowers willing to pay it. A $1,000 upfront fee is an easier ask than $2,000. It just means the EMD deal has to be bigger to make a $2,000 fee pencil for the borrower. So it's a real tradeoff, bigger deals and fewer of them at $2,000, or smaller deals and more of them at $1,000. Either way, this is a new revenue stream for you that didn't exist before 💰🪙💰 👇 Vote your preference and share your logic below and we will use that in our decision making. This will change on Monday. Note: No changes to the 5% or 10% fee percentage levels, this vote is only about where the upfront minimum moves to. The upfront minimum for the 10% fee will remain 2x the minimum for the 5% fee.

📍 Detroit, MI — Double Close — $836,000 Everyone sees the headline number. Here's the back-office play-by-play the referrer never has to touch 👇 🗓️ Mon 6/29 — Deal hits our desk. Same day, RQF stands up a dedicated deal channel and assigns the team — ops, funding, and a closing coordinator all on it. ⚡ 📁 Docs in — purchase contracts + closing package collected, underwritten, and approved. ✅ 🏷️ Title verified — we confirm the title company and that the settlement figures line up on BOTH legs of the double close. 🔒 Wire instructions independently verified — every wire, every time, before a single dollar moves. That's how we keep fraud out of your deal. 🏦 Tue 6/30 — We wire the full $836,000. Both legs record. Funds back to RQF same-day. 🔥 ⏱️ Submission to funded: about 24 hours. That's the machine YOU get to plug into. You don't underwrite. You don't verify title. You don't wire a dime. 🙌 You spot the stuck deal, connect it to us, and our back office runs the entire play — then the connector gets paid. 🤝💰 Who are you connecting this week? Our relationships is where these deals start.

Josh Trujillo is coming to talk DSCR lending and if you’re not on the call, you’re going to hear about it from everyone who was. DSCR lending is quietly one of the most powerful tools in creative finance, core to Mary Method deals — and Josh is breaking it down live. 📅 Tuesday night. Mark it. Drop a 👑 in the comments if you’re in.

Thank you all for your patience. I’m still in bed 99% of the day and not always clear minded with the pain so I sure appreciate your patience this week. Calls will be rescheduled.

We do our best to get all the live call videos posted within a day of the call. Please note that recently we posted the Agentic AI discussion with Mary and Owen, and today the Morby Method call from last night was posted (https://www.skool.com/fundinghub/classroom/1c6d3f90?md=aa578c4585124293b3298ce9a15e9aca) If you were not able to join them live, jump in and check them out!