Activity
Mon
Wed
Fri
Sun
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
What is this?
Less
More

Owned by Tammy

Intentional Freedom Lab

139 members • Free

Free community for mid‑career pros to clean up money & debt, de‑risk real estate, and build calm, intentional income.

Memberships

Wholesaling Real Estate

74.3k members • Free

Transactional Funding Roadmap

9.4k members • Free

Skoolers

188.5k members • Free

171 contributions to Intentional Freedom Lab
Cohort 2, Week 6 Pre-Work Accountability
**Week 6 Pre-Work — The Integration Call** Thursday we integrate. Lock the 90-day plan. Walk out with what you're building, how you're funding it, what you're saying no to, what you're executing first. This call only works if Week 5 is in. If you haven't submitted, that's tonight's work. **Before you log on Thursday, have these pulled up:** 1. Your Week 3 locked filter 2. Your Week 4 primary lane + supporting roles + ignore list 3. Your Week 5 private money deck, top 10 list, and conversations status All of it. On the desk or pulled up next to you. Tabs open. We're not flipping through Google Drive on the call. **Three things to pre-think — write down your honest answers before you log on:** 1. **Top 1–3 priorities for the next 90 days.** Not 7. Not 10. One to three. The ones that — if you only did these — would make the next quarter a win. 2. **What's pulling you off course.** Be specific. Not "distractions" — name the actual deal, conversation, temptation, relationship, or habit. The ignore list lives or dies on this answer. 3. **The one decision you'd want clarity on by end of call.** If you could leave with one question answered, what's the question? Bring honest answers, not aspirational ones. This is the call where soft answers cost you a soft quarter. You leave Thursday with a 90-day plan in writing. Operational, not motivational. No drift. No fog. No buffet investing. Filet. See you Thursday. — Tammy
0
0
Cohort 2, Week 6 Homework
**Week 5 Check-In — Drop Your Status** Week 5 was a heavy one. Three deliverables this week, and they're the ones that turn your locked lane into capital-ready positioning: 1. Private Money Deck — first complete draft 2. Top 10 aligned capital conversations list 3. Three conversations scheduled Not theoretical. These are the pieces that move money when the time comes. **Drop your status in the comments.** Keep it tight: — Deck: done / in draft / not yet — Top 10 list: how many names — Conversations scheduled: how many If something stalled, name what stalled it. Not as an excuse — as data. The friction tells you where positioning is loose, where clarity needs another pass, or where you're hiding behind preparation. Week 6 we integrate everything and lock your 90-day execution plan. That plan only works if Week 5 work is real. Submit in Skool 24 hours before our call — same rule as every week. You're one week out from walking out of this intensive with a 90-day plan in writing. Get the work in. See you Thursday. — Tammy
What number would make you feel calm about cash?
Forget what any book says for a moment. Right now, in this season of your life: How many months of essential expenses in cash would make you say,‘I feel calm enough to handle surprises’? Is it: - 1 month - 3 months - 6 months - 12 months or more Comment with a number and, if you want, a word or two of why. There are no right or wrong answers here. It just gives you a concrete target instead of a vague feeling
What number would make you feel calm about cash?
Two Reserve Buckets: Personal Buffer And Rental Reserves
One of the most underrated parts of a calm money and real estate plan is a clear reserve strategy. You do not need a perfect number, but you do need a framework. Think in two buckets. 1. Personal buffer - Step 1: Add up your essential monthly expenses only.Housing, utilities, basic food, transport, insurance. - Step 2: Decide on a first target. 1 month of essentials. Then three. - Step 3: Long term, many mid‑career W 2 households feel best between three and six months of essentials in cash. 2. Rental reserves For each property: - Add up that property’s monthly expenses. Mortgage, taxes, insurance, average utilities if you pay them. - First target: one month of that property’s expenses set aside. - Next target: two to three months, plus a small ongoing maintenance bucket you add to every month. 3. Order of operations You do not have to do everything at once. A simple sequence: - Get to one month of personal buffer - Build to three months - Give each property at least one month of reserves - Then keep growing both over time as income and portfolio grow You will sleep better and make better decisions when you know what your buffers are. Comment with which bucket you want to prioritize for the rest of this year: A) Personal buffer B) Rental reserves C) Both, but personal first
0
0
Two Reserve Buckets: Personal Buffer And Rental Reserves
Replay: Mini-Lesson May 13th, 2026
Skool mini-lesson Jan 28, 2026 A quick 5–10 minute training to kick off our weekly Intentional Freedom live call. Each mini-lesson gives you one practical idea or framework to sharpen your real estate lane, tighten your numbers, and make better decisions faster. Join us each week for this followed by Q&A.
0
0
Replay: Mini-Lesson May 13th, 2026
1-10 of 171
Tammy Richey
5
93points to level up
@tammy-richey-4327
Real Estate investor full time since 2016. Wholesaling/Flips/Multifamily/MTRs/PML | Real Estate Coaching

Active 2h ago
Joined Feb 21, 2025
Powered by