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Owned by Tammy

Intentional Freedom Lab

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Free community for mid‑career pros to clean up money & debt, de‑risk real estate, and build calm, intentional income.

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Free Underwriting Workshop This Wednesday (Who’s Coming Live?)
Quick reminder: This Wednesday, April 1 at 6 pm EST I’m doing a free live workshop: 🧮 Underwriting Without Lying to Yourself We’ll cover: • The 4–5 numbers people consistently fudge • How to build an underwriting skeleton that matches your reality • 1–2 live examples in my sheet It’s Part 1 of a free 2‑part series (Part 2 is BRRR in 2026 next week) If you’re planning to be there live, comment ‘I’m in for April 1’ below...Then grab the Zoom link in the Calendar tab or the pinned post. See you there! Tammy
Free Underwriting Workshop This Wednesday (Who’s Coming Live?)
Mini-Lesson March 25, 2026
A quick 5–10 minute training to kick off our weekly Intentional Freedom LIVE call. Each mini-lesson gives you one practical idea or framework to sharpen your real estate lane, tighten your numbers, and make better decisions faster. Join us each week for this followed by LIVE Q&A.
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Mini-Lesson March 25, 2026
Free 2‑Part Training: Underwriting & BRRR (before the April 16 intensive)
A bunch of you have asked me to go deeper on underwriting and BRRR in today’s market. So the next two Wednesdays, I’m turning our usual Q&A into two focused free workshops. Free Training #1 – Underwriting Without Lying to Yourself When: - Wednesday, April 1 - Time: 6 pm EST - Where: Live on Zoom (link below) We’ll cover: - The 4–5 numbers people consistently fudge (rents, expenses, CapEx, vacancy, financing) - How to build an underwriting skeleton that matches reality, not the broker’s pro forma - 1–2 live examples in my sheet - How to tell when something is “technically a deal” but too thin for your real life and risk profile Free Training #2 – BRRR in 2026: When It Works (and When It Just Burns Cash) When: - Wednesday, April 8 - Time: 6 pm EST - Where: Live on Zoom (link below) We’ll cover: - When BRRR actually pencils in this rate & price environment - A real BRRR that worked vs. one that flopped once we ran true numbers - How to factor your money snapshot + risk tolerance into the BRRR decision How this connects to the 6‑Week Intensive... On Thursday, April 16, I’m starting the next 6‑Week Portfolio & Money Reset Intensive. That’s where we: - Build your Money Snapshot - Stress‑test your situation - Decide your 90‑day lane (buy / hold / pause) - Set capital guardrails - And build a 90‑day operating plan you can actually run Underwriting and BRRR are just outputs of that system. Here’s what a few people from the last round said about it: “My financial position became crystal clear so that I could make intentional decisions. It gave clarity, stability, and solid filters.” - R.B. “I walked away with a personalized 90‑day action plan ready to go. I finally know where I stand and what to do next.” - N.M. “I leased a property that had been vacant for over 7 months and implemented a new financial rhythm that prevents backsliding.” - A.F. For anyone who attends live and joins the April 16 cohort within 48 hours of the training you attended, I’m adding this bonus:
Free 2‑Part Training: Underwriting & BRRR (before the April 16 intensive)
2 likes • 6d
@Colleen Kamimura Great question – yes, I’ll be recording both workshops. Replays will be posted here inside Skool for about a week after each live session so people who attended / meant to attend can catch up, and then I’ll be taking them down and repackaging them as mini‑courses later. So if you can’t make one of them live, you’ll still be able to watch it during that replay window – just make sure your Skool notifications are on so you don’t miss when the replay goes up.
Quick update:
Skool is where I will go deep with you: longer breakdowns, workshops, and real numbers. Instagram is where I’m testing the daily drip version of this: - 10–15 second “oh sh*t” money + RE moments - Short stories from my $500k debt → calm portfolio journey - Save‑worthy checklists you can run in 2–3 minutes If you’re on IG and want that in your feed, you can find me here: @coachtammyrichey Selfishly, it also helps me see which topics you care about most so I can build better trainings for this community. If you do follow, drop a comment on a post that hits you with “SKOOL” so I know you’re from here and I can prioritize replying to you.😉
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Quick update:
Enrollment open: 6‑Week Portfolio & Money Reset – starts April 16 (Thursdays)
If you’re a mid‑career professional who: - Makes decent money - Owns (or wants) real estate - But feels like your money + decisions are still more “vibes” than numbers… …this next round is for you. I’m opening enrollment for the next 6‑week Portfolio & Money Reset Intensive, starting: - Thursday, April 16 - 7:00–8:30 pm Eastern - 6 consecutive Thursdays This is the same container I ran earlier this year that helped people: - Finally see their full Money Snapshot in one place - Stress‑test their actual situation (what breaks first, what survives) - Decide whether they should buy, hold, or pause for the next 90 days - Set capital guardrails so they stop stretching “just this once” - Walk away with a simple 90‑day operating plan they can actually run This is not theory. We work with your real numbers and build a plan that fits your actual life. Who this is for: - You make decent income but things feel messy or fragile - You’re not sure if adding more doors is smart for you right now - You want calm, numbers‑based decisions, not another hype cycle Details: - Small group (capped so you’re not lost in a crowd) - Live calls on Zoom (replays available if you miss one) - Investment: $1,000 total for the full 6 weeks How to join (Skool): 1. Go to the Classroom page in our Skool community 2. Click the first dark blue tile labeled “6‑Week Intensive” 3. Follow the prompts to check out 4. You’re in If you were in the last round and you’re open to it, I’d love for you to drop one win or takeaway in the comments so people considering this can see what shifted for you. If you’re reading this by email and want in, head into Skool, follow the steps above, or just reply “INTENSIVE” and I’ll point you to the checkout. We’re not trying to “fix your whole life” in 6 weeks. We’re going to: - Tell the truth on paper - Make one clear 90‑day plan - And give you a blueprint to scale safely instead of guessing. Looking forward to building with you on Thursdays starting April 16.
Enrollment open: 6‑Week Portfolio & Money Reset – starts April 16 (Thursdays)
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Tammy Richey
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137points to level up
@tammy-richey-4327
Real Estate investor full time since 2016. Wholesaling/Flips/Multifamily/MTRs/PML | Real Estate Coaching

Active 4h ago
Joined Feb 21, 2025
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