Activity
Mon
Wed
Fri
Sun
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
What is this?
Less
More
23 contributions to Make Money In UK Property
Would you be annoyed if this happened to you?
You join a gym and sign-up to have your own personal trainer (stick with me) The trainer sends you a 'personalised plan and nutrition guide' and you're dreaming of that new body! Then you find out... that your personal trainer sends out the EXACT same 'personal plan' to everyone they work with. So it's not personalised at all 🤬 A 25 stone guy cannot have the same plan as a 10 stone woman - It makes no sense! This is EXACTLY what property trainers do.. The big names in the UK all sell courses (and sell you a dream.) That's exactly the same as the above... their property courses are all 'one-size-fits-all' and these amazing programs are not tailored toward you at all in any way shape or form. They are the same course, everyone gets and they're sold to ANYONE that will pay the fee. They don't care about your experience, your financial position, the amount of available time you have, and they have zero interest in your strengths and weaknesses or capabilities. One size fits all fitness programs don't work for very obvious reasons AND neither do one size fits all property courses. I know from mentoring clients for the last several years that every single person I work with is different. All my clients I work with need my help and advice in different ways. A newbie to property needs very different advice and help compared with an investor with several properties under their belt. That's why all my clients get their own personalised plan of action and that means they have a plan that suits THEM AND THEM ONLY. The way it should be. Common sense should not desert you, if you're considering property education. If you're interested then here's the link for more info: www.propertyaccelerator.co.uk/accelerator
Would you be annoyed if this happened to you?
0 likes • Aug 22
Great analogy, though it actually happened to me (with a personal trainer that is)...and the worse part is the 100% guarantee or get your money back is always worded to say you can get your money back if it doesn't work only if you follow the plan they give you and evidence it didn't work...hard to do when the plan is totally wrong for you!
0 likes • Aug 24
@Paul Rose yes was a very expensive lesson!
Property Construction
Looking for any surveyors or people who know their property types. I have a property where the valuers comments are: "The walls appear to be of non-traditional pre-cast concrete frame construction with pointed brickwork and synthetic stone infill, with some areas of concrete panelling." 1960's built, 9 flats in block. Anyone know if this is seen as PRC which likely comes under the defective issue and need a repair certificate, or another type of non-standard?
1 like • Aug 7
@Paul Rose I could suggest my client tries, have explained they will probably need a structural survey anyway. I'm the mortgage adviser, at some point I have to step back from doing their due diligence for them 😁
0 likes • Aug 22
@Beauty Bazaar No, not yet, have left it with the client to look into. Non standard construction is a minefield. Ultimately arranging your own survey and ensuring the surveyor you employ will be able to tell you what the construction is would be the best way. Sometimes you might even need a structural survey where they drill holes to get to the structure.
Want to bank £100,000 in sourcing fees?
Start counting the conversations you're having, not the properties you favourite on Rightmove! (Yes, I know we all do that 😂) Most property sourcers don’t have a deal problem. They have a conversation problem. Let’s reverse-engineer the numbers: £100,000 (income) ÷ £5,000 (sourcing fee) = 20 completed deals sold to investors Now allow for: - 3 weeks to find and agree a suitable deal for your investor client - 12–14 weeks for the purchase to complete and your fee to be banked - Let's also allow for some investors not progressing to completion To bank approximately £100,000 in your first 12 months, you need to average around 16 qualified investor conversations per week. How you doing with that? 💸 Here’s the maths: 16 conversations × 36 weeks = 576 conversations 💸 At a 5% conversion rate: 576 conversations = approximately 29 investors onboarded 💸 If 70% of those investors complete: 29 investors × 70% = approximately 20 completed deals 20 deals × £5,000 = £100,000 banked And a 5% conversion rate is not unrealistic. My conversion rate was closer to 33% but I'm making this super simple and lowering the conversion rate. (You'll get better over time, but let's start on 5%). It simply means that for every 20 qualified investors you speak to, one decides to work with you. You don’t need to be a world-class salesperson. You need: ✅ The right investors ✅ A clear offer ✅ A structured conversation ✅ Consistent follow-up's ✅ Enough conversations! But be honest about what counts as a conversation. ❌A like isn’t a conversation. ❌A new follower isn’t a conversation. ❌Sending someone an unsolicited message isn’t necessarily a conversation. A qualified conversation means you’ve got them into a conversation and spoken with them about their funds, goals, buying criteria and timescale to invest. So here’s the question: How many genuine investor conversations did you have last week? If you don’t know the answer, that’s the first number you need to start tracking.
Want to bank £100,000 in sourcing fees?
1 like • Aug 6
Where would you say is the best place to find these people to talk to? I feel it isn't in property groups as most there are looking for investors.
1 like • Aug 6
I heard Dr and Dentist conventions are good places to go 😁
Construction Software
Afternoon all, hope you are all enjoying the summer weather!! I'm making a request on behalf of a client and hoping some here might offer a steer. He's a property developer, commercial to resi being his preferred option. He's looking for some software or digital system for creating detailed construction schedules which encompass project management, time and cost analysis. Specifically looking for something that can easily transfer data between his project manager and the QS as well as link into his accounting software. It may be a simple ask, or it might be a unicorn - I have no experience in this area. Does anyone use something like this, or come across it? Are there any close to this? Thanks
New product update
A couple of weeks ago I mentioned I'd had a whisper about a new finance product coming to market. Well...it's been launched 😃 I've finally had chance to go through all of the criteria properly. We tend to think in two boxes: ✔️ Property is lettable → Standard BTL. ✔️ Property isn't lettable → Bridge it, refurb it, then remortgage. This product sits somewhere in the middle, like a bridge to let, but without the cost! It's designed for light refurbishment that costs up to 25% of the purchase price. So more than a tidy up, less than a heavy refurb and where the property isn't ready to let on day one. The lender assesses both the current value and the expected value once the agreed works are completed. You complete on a term BTL mortgage with term mortgage type rates, carry out the refurbishment, and once the works have been signed off and works confirmed as completed, the retained funds are released. It won't replace bridging. Heavy refurb, structural works and bigger conversions will still need different funding. But for the right project, I think it's a really interesting addition to the market and might make the difference between something being a deal or not. I can already think of a few recent deals where this would have been a really good fit. If you're looking to fund a tired BTL purchase or refurb project, it's worth looking into 👍
1 like • Jul 7
@Paul Rose Cost-wise, it works much more like a standard BTL mortgage than a bridge, albeit with a few additional costs because of the refurbishment element. On this particular product, there is an application fee, a valuation fee (payable upfront), legal fees and an arrangement fee ( which can usually be added to the loan). Interest rates currently start from 4.40% on a 2-yr fixed (at the higher arrangement fee level) and 6.11% on a 5-yr fixed. The valuation fee is higher than a standard BTL because the surveyor assesses both the pre-works and post-works value, and the fee also includes the post-works reinspection. By comparison, a bridge would typically involve an arrangement fee of around 2%, monthly interest of around 0.6%–1.2%, valuation and legal fees, followed by a remortgage onto a BTL mortgage with further valuation, legal fees and arrangement fees, depending on the lender and product chosen.
1-10 of 23
Suzi Golt
3
21 points to level up
@suzi-golt-9941
Mortgage Adviser and property investor. I understand the strategies and the challenges. Here to learn, connect and add value.

Active 11h ago
Joined Dec 2, 2025
Bedfordshire
Powered by