Hi Folks I hail from the Ancient Kingdom of Fife, in the Dunfermline area, where the Kings of Scotland reigned - the most famous perhaps would be Robert The Bruce and of course, the birthplace of Andrew Carnegie! I've had a very varied career, that also included MultiLevel Marketing, with varying levels of success. I already have an IFA (Independent Financial Advisor) but I also have a background as an IFA myself. I'm 74, retired and loving every second living my life, with my wife, supporting people, our church, neighbours, friends and family. Hopefully, I can contribute something here that will help at least one person. Cheers, Stuart 🏴🥃