Good morning! I’ve been helping my mom and I’ve been working on my own. I just removed three charge offs from my mom’s account. Broken lease (Columbia debt recovery LLC) has been deleted for me!
The 7 day deletion method is when you submit your complaints through the cfpb website. And the second method that I did for my collection is the 24-72 hr collection deletion hack where I went to the bureaus website to dispute with the reason of the account is in litigation.