Attached is the book I am reading to help me with tax strategies and Roth Conversions.

Happy New Year! As a federal employee, I did not understand the tax situations, including how pension, Social Security, and TSP withdrawals would impact my overall tax obligation. I have been quite occupied with understanding the tax implications that could affect my retirement investment portfolio if I do not implement withdrawal strategies correctly during retirement. I have successfully built a nice retirement nest egg through my pre-tax traditional TSP account while working in the Federal Government. At present, I am exploring ways to manage my tax responsibilities without incurring losses. I have sought advice from several financial advisors and planners to help me understand the withdrawal strategies required due to Retirement Minimum Distribution (RMDs), social security, and Medicare. I have decided to hire a company that provides a fee-only service (one-time fee) to create a plan detailing the withdrawal strategies concerning the timing and amounts. Once, I get the information, I will move the money to a Roth IRA so that my money can grow tax-free. I am still watching the Wealth Twins' videos and reading what's being posted on the Smart Start Investing platform which is helping me to keep my sanity.

I finally did it! I opened up a Schwab brokerage account last year but finally purchased some stocks outside of my 401k account.

I just finished my 6 weeks course on investing.

Hello, my name is Kathleen. I’m so glad to be a part of the Fearless & Funded community. Initially I started in the wealth twins wealth pack community and after last nights master class I knew fearless & funded was the right fit for me. My goal is to set a plan in place for my retirement over the next several years. I’m far behind where I would like to be and here to put myself back on track. I have quite a bit of learning ahead and I’m ready.