Activity
Mon
Wed
Fri
Sun
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
What is this?
Less
More

Memberships

Cloud Residents · US Credit

756 members • Free

32 contributions to Cloud Residents · US Credit
Rejected on Sofi
I just got rejected for personal account with residential address due to EWS
Rejected on Sofi
0 likes • Mar 27
Whats EWS?
Canadian phone number on Credit Karma
I have about 10 months of U.S. credit history, but both Credit Karma and Apple Card are asking me to complete ID verification with a U.S. ID instead of verifying me automatically. Could this be happening because I’m using a Canadian phone number on my accounts? Since Canadian numbers also use the +1 country code, I thought they were usually treated the same as U.S. numbers for verification purposes. Has anyone else experienced extra identity verification because of using a Canadian number, even with some established credit history?
0 likes • Mar 15
@Aaron Ng you registered with a US phone number?
Apple Card approved with ITIN - finally worked
After some back and forth, I finally got approved for the Apple Card with my ITIN. Instant approval for $3000, and they didn’t ask me for ID verification or any extra documents. For data points, I used Tello roaming data, set my device region to United State , and matched the time zone as well as @Ain - Cloud Resident recommended. My credit history is already over 7 years old, so maybe that helped too. Just sharing in case anyone else was dealing with the same Apple Card ITIN issue.
Apple Card approved with ITIN - finally worked
1 like • Mar 14
@Jerry Gg did you use desktop browser or wallet app on iphone to apply? And did you get id verification in any of your previous attempts? Also did you use tello nunber on the application?
Any canadian got apple card approved?
Just checking if any canadian here that got apple card approved and if you were able to use you canadian phone number on the application? Thanks in advance!
Apple card ID verification
I applied for apple card at 9 month credit history last month and got declined saying i only had 1 open account and balance is too low and also insufficient credit history. Today i reapplied with 10 month credit history and an increased utilization ~1% with tello data on desktop browser and got hit with id verification instead of a decline. 1. Does it mean my approval odds are getting better? 2. How to avoid getting the id verification since it only accepts US ids and i have none? I followed all the tips including tello data, desktop browser but stil got id verification. 3. Is desktop better or mobile wallet on iphone for better chamces of not getting id verification? Any tips appreciated. Thanks in advance!
0 likes • Mar 12
@Ain - Cloud Resident noted. I withdraw my application after id verification. Was that the right thing to reset my application? Also in future is wallet app or desktop better for better chances to not get id verification
1-10 of 32
Sam Jane
3
41points to level up
@sam-jane-2898
A

Active 3d ago
Joined Feb 10, 2026
Powered by