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1 contribution to Get 720 Credit Ready
Questions for Cullen
Ask me anything here and I will personally respond. All questions are public and for the good of the community to learn from. I love to help with everything from personal credit directions to entrepreneur mentorship to being a good dad!
4 likes • Jan 11
When building US Credit profile from scratch, would getting an Authorized User Tradeline with: 1) Long History 2) High Limits 3) Low Utilisation (1 to 5%) 4) Clean Payment History, allow for high credit limits and approvals, or does one also need secured loans as well? What's a recommended setup, for this situation?
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Sable Rivers
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@sable-rivers-3564
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Active 2h ago
Joined Jan 8, 2026
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