The first one I always think of is the cost of gasoline. Whatever the cost of it is we always need it, but it sometimes can affect the way we think beyond that. Is it worth taking a road trip for the day somewhere? If so how much money can we spend on said trip? If we take the trip, and spend money on traveling and getting whatever we decide on wherever we are, are we going to have to cut something else out of our budget maybe for a week to balance out or come out ahead? That's what cones to mind first for me at least

I've been considering cancelling my satellite radio. I don't use it as often as I should for what it costs since I now listen mostly podcasts or regular radio.

I'm not sure if I really have a plan or goal I'm working towards, I just like watching the savings account grow knowing that if I spend it's not going to grow. So I continue to build it, taking out for home repairs and necessities that life brings. But if I build the bank accounts, as I'm making my home better for the long term, and taking care of day to day, month to month, year to year, etc expenses, overtime I can begin to live with less stress of having so much I need to spend on if I put it off vs living in a comfortable position in the future. A truth a tell myself is that I'll probably never have enough money, but I won't run out of the desire to keep making it and watching my money grow

This isn't much compared to some things but it's the first thing that comes to mind because it's a purchase that my son pointed out his thoughts to me. I bought a new pair of skates (used but in very good condition so they were still expensive) a couple seasons ago that would use strictly for working as a hockey referee. I already had a really good pair of skates that I liked, but I always like to be prepared if something breaks or goes wrong, as I live in a rural area so getting skates repaired and back in a timely matter can take time. So I found what what I thought was good deal on a high end model skate that I never even tried on and bought them. When they arrived I tried them on and I honestly thought they were terrible uncomfortable. But growing up in the 90's and being used to the skates back then, all skates today seem way too stiff to me. However I was destined to make these work. A few weeks later my son was home and showed them to him, he said "those are nice, but do you need them?" I told them what I paid for them vs what they are worth, and said they'd be a backup pair or I could rotate them and again he said "great, but....do you need them?" I learned a sudden lesson from my 19 year old son of how he was right, and I'd just spent money I didn't need to. Especially when they hurt my feet so much so much I have to continue to add gel pads to the ankles and tongue regularly just to make them tolerable. I only wore them a few times as the thought of reffing a game with painful skates isn't much motivation to wear them. My son was right, I really didn't need them, but got them anyway, and didn't even like them as much as I thought. So my example isn't necessarily a really expensive purchase, but it was definitely unnecessary, and now I think of that almost every time I buy anything

Justin, this one might an extreme plan B (at least for me), one I'm almost afraid to think about. But I wonder sometimes what would happen if I had to start a new job, or a new career. To be perfectly clear...I've been with my company in the sand and gravel business for 20 years, and I love what I do. I've worked my way up to be a foreman of my own mining site and production plant location. I've built my lifestyle, and my future based on my job. But I always have thoughts in the back of my mind such as what if we get sold, what my location gets sold or closed and the company can't offer me another position nearby, or even worse what if I get injured for life and can't do my job??? I really don't have a backup plan. Sand and gravel mining jobs in my area aren't like coal mining towns where you can go from one to another to another, they are almost few and far between in reasonable geographic locations in my area. And around here you can't really inquire to another company or industry for reasons of a backup plan, you're either interested in a job with them or you're not, offers and positions don't last forever or until a time you feel is convenient for you. What do you do for something like this when you have a job, you're happy , and feel secure for the long term and think you don't need to have a backup plan? Any thoughts, anyone?

Good thought Justin, I guess I didn't think about it that way. I guess most commonly on this situation where a person doesn't have a backup plan, they either go into panic mode and need to find a new job right now, or some take a day or 2 to "figure things out". I like the thought safety net which can give you some time to find the right job, not just a new job. Good input, thank you 👍