I just got approved for a small installment loan...Taking that money to pay off my "Credit Utilization" to 0% then hopefully once my credit report updates...Applying for funding then taking funding to pay off installment loans and have enough left over to lend on a deal or two! I am not sure if this plan would work for everyone or even one person but without this group or the guidance I have gotten through this program I would be lost!!!

Hey yall I was just sent a deal yesterday but it is going to take a few clients/gators to be able to wrestle…if interested message me..@John Duda is this allowed?

Here are 7 ways you can help your clients get funding to grow their portfolios! You can go from 1-2 properties a year to 3-6 with this method. Most people think you need years of saving to invest in real estate. The truth? You can walk into a property without touching your own cash. Here’s how it works:Hard money lenders usually cover 80% of the purchase. With $100K to $200K in 0% business credit, you can cover the rest — down payment, closing costs, and even gap funding. First, let me clarify: business credit cards are different from business lines of credit. A line of credit usually requires revenue and caps at 10% of annual income (500K revenue = 50K line). With business credit cards you can access 100K to 200K in 0% funding right away. To use it for down payments and closings you liquidate the credit into cash at around a 6% fee. (Never use cash advances that cost 20% to 29%.) Here’s what you can do with this strategy: 1️⃣ Marketing and deal flow If you are wholesaling, you can use cards directly for ads, VAs, and dialers. No liquidation needed. More leads = more deals closed. 2️⃣ Down payments and closing costs Example: You need 20% down on a DSCR loan. On a 200K property that is 40K. Liquidation costs $2,400. Add cash back of $800 and your net cost is only $1,600. Would you pay $1,600 to acquire a property with tax benefits, appreciation, tenant pay down, and monthly cash flow? 3️⃣ Gap funding If a lender covers 90% of purchase, you can gap fund the last 10% using business credit. This lets you scale deals faster instead of waiting years to save up. 4️⃣ Courses and mentorships Want to hire a mentor or join a 10K program too fast track your portfolio? Swipe your business credit card at 0% and give yourself 12 to 18 months to pay it off. 5️⃣ Tenants and toilets (the ugly side of investing) Every investor has heard this phrase. When mold pops up in the walls or a furnace dies in winter, it’s better to have access to capital than to be cash strapped.

Follow up follow up follow up! If you follow the playbook you will Start to get clients. I finally got my first customer added to my dashboard!

I am still in the beginning stages and have not done an official deal yet. Is there any advice you would give in this community to be able to fund EMD while trying to access our own business credit?