I’m finishing up my deep dive on shopping for insurance that I do every 2-3 years or whenever there is a large insurance rate hike. I will be saving $1245/year. How often do you shop for insurance? Have you ever played with the deductible to lower your premiums? I just increased mine to $10k per duplex.

You get $100,000 tomorrow but there’s one rule. You have to use it to improve your financial position. You cannot leave it sitting in savings. What are you doing with it? Paying off debt? Buying a rental? Putting it into an existing property? Investing in the stock market? Starting or growing a business? Something completely different? Tell us exactly what you’d do and why. And here’s the important part: Don’t answer based on what you think everyone else should do. Answer based on where you are right now.