Most business owners overpay in taxes simply because they don’t know how to leverage tax strategies that benefit their business and their family. Instead of giving hard-earned money to the IRS, one smart entrepreneur is keeping it in his family while securing their financial future. Here’s how he does it: 🔹 Step 1: Fund His Own Indexed Universal Life (IUL) Policy He contributes $500 per month into his own IUL, a powerful financial tool that allows his money to grow tax-free while also providing: ✅ Guaranteed protection against market losses ✅ Tax-free loans he can access anytime for investments, emergencies, or retirement ✅ A legacy for his family with a built-in death benefit 🔹 Step 2: Employ His Kids and Fund Their IULs As a business owner, he employs his three kids and pays them each $500 per month into their own IULs. Why? Because: ✅ This teaches them about money, responsibility, and investing at an early age ✅ Their IULs accumulate cash value that compounds over time, giving them a financial head start ✅ The IRS allows business owners to deduct reasonable wages paid to their children 🔹 Step 3: Hire His Wife and Fund Her IUL He also hires his wife as part of the business and contributes $500 per month into her IUL. This helps ensure: ✅ Financial security for her future ✅ An additional tax-free asset growing in the family’s name ✅ Another business expense that reduces taxable income 🔹 The End Result? At the end of the year, he takes a $30,000 tax deduction for wages paid to his family—completely legal when structured correctly. Instead of giving that money to the IRS, he’s using it to: ✔ Build wealth within his own household ✔ Create tax-free retirement income for himself, his wife, and his kids ✔ Secure his family’s financial future for generations 🔹 Why This Works When structured properly, wages paid to family members are tax-deductible business expenses. By redirecting these wages into tax-advantaged IULs, this business owner is taking full advantage of:

Let’s be real — AI isn’t just for tech geeks anymore. It’s the most powerful tool we’ve ever had access to... and it’s finally in the hands of everyday people like us. But most people aren’t using it.Why? Because they’re either intimidated by it or don’t know where to start. Let me break it down and show you how to use AI to reclaim your time, sharpen your mind, and explode your income. 🔥 🧠 Use AI to Enrich Your Life 1️⃣ Mindset & Clarity Use tools like ChatGPT to ask deep questions, journal your thoughts, or simulate conversations with your “future self.” It’s like having a personal coach in your pocket. 2️⃣ Learning on Demand Ask AI to summarize books, break down complex topics (finance, philosophy, crypto, health, you name it), or teach you new skills at your pace. 3️⃣ Planning & Productivity Create structured routines, to-do lists, goal breakdowns, or even weekly meal/workout plans using prompts. AI keeps you focused, consistent, and less overwhelmed. 4️⃣ Parenting & Relationships Need a bedtime story, a creative date night idea, or advice on how to handle tough convos? AI can help guide you with empathy, creativity, and logic. 5️⃣ Creative Fun Make art, design your dream room, write poetry, or brainstorm your next vacation itinerary — all with a few taps. 💼 Use AI to Build & Grow Your Business 6️⃣ Content Creation on Autopilot Generate emails, blogs, video scripts, landing pages, captions, hashtags — all tailored to your niche. Save hours and stay consistent with your message. 7️⃣ Marketing & Branding Need a full campaign idea? A sales funnel? A webinar outline? AI will map it out start to finish and let you focus on executing. 8️⃣ Lead Gen & Follow-up Automate conversations with prospects, book appointments, qualify leads, and follow up with precision using AI-powered CRMs like GoHighLevel. 9️⃣ Data & Analytics Ask AI to read your sales reports, extract insights from spreadsheets, or forecast trends — so you can make smarter, faster decisions.

Let’s fix that. 🏦 Here are 3 critical money lessons school never taught us — plus action steps to help you take control of your legacy starting now: 1️⃣ Turn Old Retirement Accounts Into Lifetime Income Most people leave their old 401(k)s, 403(b)s, or TSPs sitting there, exposed to market risk and doing nothing for their future. Action Step: → Go find those old accounts from past jobs → Let’s look at rolling them into a Fixed Indexed Annuity (FIA) — a safe place that locks in gains, avoids market losses, and guarantees income for life. Bonus: No more staring at market dips wondering if your retirement just disappeared. 2️⃣ Build Your Own Legacy Wealth Fund with Indexed Life Insurance Banks do it. The wealthy do it. Now it’s your turn. Indexed Universal Life Insurance (IUL) isn’t just life insurance — it’s your personal wealth machine: ✅ Tax-free growth ✅ Access funds while you’re alive ✅ No penalties or market crashes Action Step: → Start with just $200/month and set your future up for tax-free cashflow → DM me “Legacy Fund” and I’ll show you the exact blueprint I use for my clients 3️⃣ Use Credit as a Lever, Not a Lifeline Credit isn’t about the score — it’s about power and positioning. Action Step: → Audit your credit with a free tool (Credit Karma or Experian) → Open 2–3 high-limit, low-utilization cards → Learn how to access 0% business funding to grow or invest without using your own cash Yes, credit can actually make you money. This is your classroom now. We’re not here to memorize formulas. We’re here to build freedom. Drop a 🔥 or 💰 in the comments if this spoke to you… and share which step you’re focused on next. #LegacyWealthAcademy #WealthBuildingMoves #RetireSmarter #MoneyMindset #BuildYourLegacy

How to WIN even in a down market? Most people panic. The smart ones pivot. I created The Thrive Guide to help you do exactly that—grow and protect your wealth no matter what the economy is doing. Inside, you’ll learn: • How to spot opportunities in a recession • Where to safely park your money for growth + protection • Wealth-building strategies that actually work when the market doesn’t This digital guide is normally $19, but I’m giving it away 100% FREE to members of my Legacy Wealth Academy community. Because in our community, we don’t just survive—we THRIVE. 🚨Drop a comment - the word “THRIVE” and I’ll send you the guide. #LegacyWealthAcademy #ThriveGuide #WealthBuilding #DownMarketStrategy #FinancialFreedom #LegacyMindset #FriscoTX #RecessionProof

When you hear “Treasury auction,” you probably picture Wall Street suits or billion-dollar hedge funds. But here’s what they don’t teach you in school: You can buy U.S. Treasuries directly—just like the big players—and it could be one of the safest wealth moves you ever make. What Are Treasuries? They’re government-issued bonds that pay you interest in exchange for lending Uncle Sam your money. These aren’t risky plays—they’re: - Backed by the U.S. government - Exempt from state & local income taxes - Great for preserving wealth and creating low-risk passive income Types include: - T-Bills (mature in under 1 year) - T-Notes (2–10 years) - T-Bonds (20–30 years) - TIPS (inflation-protected) 2 Ways to Get In (No Suits Required): 1. TreasuryDirect.gov: Set up a free account, fund it from your bank, and choose your investment. It’s simple, safe, and government-run. 2. Through a brokerage: Fidelity, Schwab, and others let you buy them with a few clicks. 💰 Pro tip: Use a non-competitive bid—you’ll automatically get the full amount you want at the auction yield. Why It Belongs in Your Legacy Plan: - Better returns than most savings accounts - No risk from banks or market volatility - Predictable income, especially when laddered - A safe place for emergency funds or short-term cash This is what the ultra-wealthy use to preserve capital, not chase wild returns. Want a wholistic plan? Drop a comment or book a call: legacywealthco.com/strategy-session Secure your money. Build your legacy. Keep it simple—and powerful. 🔥Drop a comment and earn points in this community 👇