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Owned by Rich

8 contributions to The Funded Business Method
Bank Calling Scripts are Live
This is how I get my most updated data points. And also handle in branch meetings to get my own RMs when the situation calls for it. If its not unlocked for you. Comment "Datapoints" and I will unlock this and everything else for you! With love & respect. 🫍 🫶
1 like • 4d
Datapoints
What else can I help you with?
I have a whole process of always getting updated data points from banks. And how I find my secrets lenders as well. Would that help? Or anything else please let me know. Thanks
2 likes • 7d
I actually would like information on Personal Loans. Sometimes I'm facing a situation where a person's utilization is high and they need say $50k - $100k to pay down utilization so they can qualify for the business 0% cards. Their credit score might be in high 600's - and clean - just lower then it should be because of utilization. A personal loan from lightstream, or BHG, or Prosper, or Best Egg or one of those companies might be best to do the trick. There are cases when the business is just not aged long enough or might have an MCA or some other debt in the business where the business is harder to use then a Personal Loan. Before I send people to those companies - I want to be able to guide them with some data points, much like we do with the 0% cards. That info would help me greatly and no body seems to have (or I haven't found) much information available on this as to who is best to use, where they pull from and data points
Big updates!
So I have met 3 companies that are willing to help me with my mission. One of them is developing an AI credit repair agent. But the one I am most excited about. Is the AI funding Agent. Basically its a marketplace of lender however the AI is trained on our funding process. Which is business funding underwriting fundamentals. Which means we can really stack up your funding rounds. And this helps everyone because some people just don't want to talk to humans. I respect that decision. However I still want to help and that's why I am building this. We will be taking on a few beta testers for this as well. Cheers, David R.
Big updates!
1 like • Aug 6
Keep me posted on beta testing this
Credit Stacking Basics
Made a video covering the basics of credit stacking. Same training VIP students get when they're learning how to land 0% business cards. Goes over all the fundamentals. Credit stacking is the actual skill behind 0% business funding. It's what I've spent the last 10 years sharpening. And it's the foundation of the more advanced Hybrid Credit Stack. If you've been curious what VIP looks like, this is a solid intro to business funding. Comment "STACK" and I'll send you the training.
1 like • May 4
stack
Text like these are my favorite 🤩
My morning has started off to an amazing start. We are still waiting for the final amount. For this client we had to bridge them first. And once balances reported less. We went and got them business funding. The knowledge in VIP does work. I use it everyday to fund my clients. at this point it’s second nature to me.
Text like these are my favorite 🤩
1 like • Apr 10
What type of financing did you use for your bridge ?
2 likes • Apr 10
Got it - if those are a possibility I use those for a bridge - when those are possible because of DTI or too many inquiries - I default to the HELOC option if equity is available to fund the bridge
1-8 of 8
Rich Rose
2
8 points to level up
@rich-rose-4140
Certified Fractional CFO & Strategic Funding Advisor

Active 10h ago
Joined Apr 1, 2026
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