These are not from the under writers at the banks I truely believe that banks get paid from people just applying for products thats why the government made it where you can get paid $1000 per inquiry!

🚨 PAYING A COLLECTION DOES NOT AUTOMATICALLY REMOVE IT FROM YOUR CREDIT REPORT This is one of the biggest misconceptions we see with credit. A lot of people believe: “If I pay the collection, it will come off my credit report.” ❌ That is NOT guaranteed. Paying a collection usually takes care of the balance owed, but it does not automatically require the collection account to be deleted from your credit report. For example: You have a $2,000 collection on your credit report. You pay the full $2,000. The collection could potentially be updated to show a $0 balance / paid collection while the collection account itself remains on your credit report. 📌 PAID does not mean DELETED. Some collection agencies may agree to delete an account after payment, and certain types of collections may be treated differently under current credit-reporting policies. But you should never assume payment automatically equals removal. Before making a payment solely because you believe it will remove the collection, understand exactly what you’re agreeing to and what the collector is promising. At Osama Care, our goal is to make sure our clients understand the difference between: 💰 Paying a debt 📊 How that debt is reported 🗑️ Having an account deleted from a credit report They are not the same thing.

I want to clear up a common misunderstanding about the credit repair process. When a negative account or collection is successfully removed from your credit report, that does NOT automatically mean the debt itself is canceled or forgiven. ✅ Credit report removal = The account is no longer being reported on one or more of your credit reports. ❌ Debt forgiveness = You are no longer legally responsible for the debt. These are two different things. Our credit repair service focuses on challenging inaccurate, questionable, or unverifiable information being reported on your credit reports. We do not cancel, forgive, or eliminate your legal obligation to pay a legitimate debt. Even if an account is removed from your credit report, the creditor or collection company may still attempt to collect the debt if they have the legal right to do so. Example: You have a $3,000 collection on your credit report. If that collection is successfully removed from your credit report, the $3,000 balance does not automatically become $0. The removal relates to credit reporting, not necessarily whether the underlying debt is still owed. 📌 Remember: Removed from your credit report ≠ debt forgiven. If you’re unsure whether you legally owe a specific debt or what your options are regarding repayment, settlement, or collection activity, consider speaking with the creditor or a qualified attorney. Osama Care does not provide legal advice.

Osama Care virtual assistant Ava can answer all credit questions (267) 551-5056

All the fake approvals from credit karma, wallethub, experian etc even when you get pre approvals in the mail those for from the marketing departments from the banks its not from the under writers who make the decisions !