Relay financial recently closed my account after using it for 1 year I already have Wise but I don’t like it. Mercury rejected my application Please advise which banks I can sing-up easily I have ITIN too

I’ve got approved for Capital one credit and after online access of the account hours later they sent me email: We’re restricting your Capital One® bank account(s) until we can verify some of your personal information. I tried verifying with my passport live photo but its not being accepted , few hours back when they sent me link over phone for verification when i was creating app account on that link it worked but now now working I’m frustrated please help

Hello Everyone So I applied for the RAMP charge card and Treasurey account after seeing @Ain - Cloud Resident post and got approved for a 12k limit with a 1000 sign-up bonus. The application was super easy but had to manually upload bank statements as they couldn't verify a 25k+ balance via Plaid. Basically, I use Fidelity business account as my primary and they weren't able to verify details via auto-connect. Anyways, so yeah, I got approved. I'm happy. @Ain - Cloud Resident the Goat

I have to send money from business account to a bank account in another country I usually use Ria money services but they don't have business accounts. So what other option is there?

Direct deposit guide is finally live in the classroom Most US bank accounts run promotional bonuses for setting up a direct deposit. Add up the current ones across the major players: - Rakuten + SoFi stack ~$800 - BCU ~$500 - US Bank ~$450 - Chase ~$400 - Capital One ~$400 - Wells Fargo ~$325 - Bank of America ~$300 That's roughly $3,175 in cash sitting on the table right now. Some of these reset every 12–24 months, so this isn't a one-time grab - it's a yearly rhythm if you set it up right. For a lot of you, this is the easiest way to offset what you've already spent on your US setup - your ITIN, Virtual address, Phone number and your LLC, registered agent, business bank, all the small fees. One or two bonuses cover those costs. A full pass through the list pays it back several times over. _______________________________ A quick lesson before you open anything Don't rush to open a SoFi or any other account just because someone mentioned a bonus. The bonus offer needs to actually be live at the time you sign up, and the terms need to fit your situation. Before you open any account: - Confirm the bank is currently running a sign-up bonus - Check the direct deposit threshold and timeframe - Make sure your strategy can hit the requirement If there's no live bonus, you're just opening an account for nothing. The whole point is to get paid to open it. _______________________________ Why most fail to claim these The deposit has to arrive at the receiving bank with the right SEC code - specifically PPD (the code used for real Direct Deposits). Anything else - wires, push transfers from Wise, ACH credits from your business bank - usually arrives as CCD or some other code, and the bonus silently doesn't trigger. The two ways to send a direct deposit _______________________________ 1. Fake direct deposit (free, hit-or-miss) If you already have a Wise Business, Mercury, Relay or any other Business account, you can send money to your personal account with a memo like "payroll" or "contractor pay."