Everyone, do this immediately if you possess a collection on your credit report!! 🔥🔥🔥📜📜📜 Do not wait on credit team do this ASAP!!! Additionally, I recommend testing it with two or three friends or family as well. Once confirmed effective, you can offer this as a service for a fee. Ⓜ️💵🔥 Comment "DONE" below after you have completed this! I atleast need to see 30 "DONE" comments before giving you guys more hacks its 281 users in here!!!

Use this option on the Experian app ⬇️ 1. Open Experian app and select “Credit at the bottom” then Experian credit report 2. Select the account you want to dispute 3. Select start new dispute 4. Select accounts 5. Select start new dispute 6. Say no to identity theft 7. Select this option “Not mine or no knowledge of this account” 8. In the comments section COPY AND PASTE WORD FOR WORD   “This is not my account. I have no knowledge of this account. 15 USC 1681b 9. Sit back and wait on your results Drop receipts 🧾in Wins 🏆 section Lets Gooooooooooo!!!!!!!!

Find you someone in the community you can plug in with and taking action! This is a good way to hold each other accountable and push each other to the next level. Whose your partner? Connect below

To address unauthorized inquiries on your credit report, it is recommended to directly contact each credit bureau. Below are the steps and contact details for Experian, Equifax, and TransUnion: Experian: Dial 1-855-414-6048. Upon connection, enter your social security number, follow the prompts by pressing 2, then 1, followed by 2, and finally 3. Request to be connected to the fraud department to discuss the matter. Equifax: For assistance, call 1-888-548-7878. TransUnion: Reach out at 1-800-916-8800 for support. When communicating with the bureaus, mention that you have noticed unauthorized inquiries or applications made in your name. According to the Fair Credit Reporting Act (FCRA), you have the right to request the removal of any unverified and unauthorized items from your report. Be prepared to list all inquiries that are not associated with any of your accounts, both open and closed. For instance, an inquiry from Citi Bank for a card opened in May 2018, followed by another inquiry from the same bank in May 2019, cannot be removed. However, if there are inquiries from institutions with which you have no current or past accounts, such inquiries qualify for removal. Should the bureau inquire about whether you have submitted an FTC or Police report, or if you have contacted the original creditors, inform them that these steps have already been taken. During the process, you may be placed on hold. This is a standard procedure. Once the call resumes, the representative should inform you that an investigation will be initiated and could take up to 30 days. Nevertheless, inquiries requested for deletion are usually removed by the next business day. Note that Equifax may require up to 48 hours for the completion of this process. If you encounter difficulties, consider addressing each inquiry individually and possibly engage different representatives to facilitate the removal process. Comment "DONE" below once you done it. Then share your wins in the WINS section!

Give me 50 comments & Ill drop the game today! So if you got 10+ inquiries on your report this is a way to remove them before Feb 1st Get active & communicate in the comments for the sauce!!!