Everyone should be focusing on investing into their credit to access funding. Not looking for a hand out or expect someone to give you anything. Stop wasting money on trips clothes cars and everything that’s taking away from your true goals. It’s about discipline one year of investing into you can change the rest of your life. That’s the difference between me and the next person I don’t care what people think or say so I advice you to prioritize what’s important and get started now 🙏