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Owned by Philly

How to buy a house

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The best moves to make in home buying, so you can build wealth. A first home is a Cucoon®, it sets you up for life.

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31 contributions to How to buy a house
Which ONE would you choose for your home? 🏡
You can get more, but knowing your priorities definitely helps with the home viewing process
Poll
3 members have voted
1 like • 10d
@Manda MortgageCoach Yes I once read 'see your first home as the deposit for your forever home' and it stuck with me!
0 likes • 10d
@Dr. Bryan Raya I couldn't agree more! Have changed my home around me and your environment makes a huge difference to your outlook 😊
Before & After share!
Preview into the before and after (the navy is after 😂) of my first home. Remember you can change anything within 4 walls, it's the location you can't change. Happy Friday!
Before & After share!
1 like • 25d
@Manda MortgageCoach thanks lass 😁
1 like • 21d
@Leona Jordin thank you Leona! I know, I describe the yellow and green squares as a battenburg cake style 😂
London Event - You're Invited!
Get on the Property Ladder Pub Club is coming to London for the first time one month today on the 11th February, and you're invited! Get first class home buying advice directly from experts. Limited Early Bird tickets available here 😁: https://www.eventbrite.co.uk/e/get-on-the-property-ladder-pub-club-tickets-1976575973946
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London Event - You're Invited!
I've been getting this question a lot
I hear this question a lot lately. Who would ever give up a 2.75% interest rate? The honest answer is people whose lives have changed. People still move and refinance because of job relocations, moving closer to family, divorce, growing families, college expenses, and debt consolidation. It is also not always about the rate. It is about loan balance, cash flow, and equity strategy. In some cases, refinancing a much lower balance even at a higher rate can still improve monthly cash flow. As income goes up, the tax benefits of mortgage interest become more valuable, which helps offset higher rates more than most people realize. Rates matter, but life, cash flow, taxes, and strategy matter more. Every situation deserves a real conversation, not a headline answer.
0 likes • 28d
Really interesting points! For personal finances and business, cash flow is king 👑The 3 D's are why people have to sell when don't want to, debt, divorce, debt, so it's ALWAYS important to review your own situation and cash flow when remortgage
Thank for letting me be part of your group!
I'm Mark Maiocca. I help Real Estate, Mortgage Tax & Financial Pros create Networking Groups to generate referrals! How can i add value to this community?
0 likes • 28d
Welcome Mark! What type of networking groups do you create and which works best? Online, real events, Skool community?
1 like • 28d
@Mark Maiocca full cohort there! The UK and US home buying system is slightly different, but definitely crossovers that can take learnings from each other. Glad to have you here 😁
1-10 of 31
Philly Garrett
4
59points to level up
@philly-garrett-6045
Sharing the best moves to make in home buying. Bringing fun, optimism and clarity to first time buyers.

Active 2h ago
Joined Aug 15, 2025