📸 Wednesday Market Snapshot 1-28-2026 📸
🏠 Treasury Yield Updates 5-Yr UST Yield: 3.845% 10-Yr UST Yield: 4.257% Why is this important? - Private Lender rates are tied to the 5 and 10 year US Treasury Rates. When the treasury rates go down, lending prices go down, when treasury rates go up, lending prices go up. - Typically for every 20 basis point swing, rates will move 1/8th in the corresponding direction. 📈 Industry Headlines • Housing Market Momentum Builds: Improving momentum as buyer demand strengthens, increases in inventory, and stable pricing relieve consumer doubts. • 3 Signs - Easy to Buy in 2026: Economists have high hopes for buyers and the market this year. 📘 What You Should Know Keep in mind that 30 year mortgage rates are associated with primary residences whereas the 5 & 10 Year US Treasury rates are more closely associated with private investment loans.