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Owned by Phil

AI Launchpad for Skool

502 members • Free

Stop renting your audience from algorithms. Use AI to build a high-leverage community you actually own. Your business, your rules, your results. 🏛️

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Skoolers

188.7k members • Free

24 contributions to Credit Avenger Academy
Most of us were never taught how money actually works...
Not in school. Not at home. We learned how to read. How to do algebra. Maybe even how to dissect a frog. But nobody sat us down and explained credit scores, interest rates, or what happens when a collector comes calling. That's not an accident. That's just how the system was built. So when debt showed up we weren't ready. And when we couldn't handle it, we blamed ourselves. That's the lie ❌ Struggling with debt doesn't mean you're bad with money. It usually means nobody gave you the tools before the pressure came. I know @John Pogue built this community because the little guy deserves the same information the financial industry has always kept to itself. How credit actually works. How collectors actually think. And how to build a real path out one step at a time. 👇 Drop a comment if nobody taught you about credit or debt growing up. You're not alone in this and you never were 💪🏻
Most of us were never taught how money actually works...
2 likes • 13h
@Max Krenke It would have been nice to have!
0 likes • 11h
@Marie Temby I first started learning about leveraging money only a few short years ago
Your wallet knows what you’re about to say... 👀
Everyone’s got that one habit that saves money… And one that absolutely cancels it out Broke habit Expensive habit Drop both in one comment Let’s hear it 👀
Your wallet knows what you’re about to say... 👀
3 likes • 1d
@Mick Lolekonda It was a fun one to create lol
2 likes • 1d
@Tony Sibbald Kombucha is good!
What mindset shift was your turning point on the journey out of debt?
Debt can feel overwhelming, like an undercooked batch, but changing your approach is the first step to fresh success. What gave you clarity to take control? Comment your breakthrough insight. Your story might inspire someone else. What would be your answer @Emmanuel Nelson @Storm Wishart
What mindset shift was your turning point on the journey out of debt?
2 likes • 2d
When I learned the crazy concept of using debt as a wealth-building tool, it changed my mind. I don't have too much experience with this, of course, but I have seen some amazing stories of people who leverage debt to gain more wealth.
One Gone. Which Do You Pick?
If you could eliminate one debt first, which would it be? I vote Mortgage. This was easily my biggest expense when I was a home owner.
Poll
10 members have voted
One Gone. Which Do You Pick?
2 likes • 3d
@Mick Lolekonda A smart play here. Credit is an amazing thing when it's used the right way. I've learned a lot of hard lessons on this topic lol
1 like • 2d
@John Pogue Absolutely! And that would be a great use of equity 😎
Feeling overwhelmed with debt right now?
That constant weight… The stress in the background… The feeling like you can’t quite breathe or get ahead. You’re not alone — and more importantly, you’re not stuck. There is a way to create peace of mind, get clear on your next steps, and actually start reducing that debt in a real, tangible way. Not someday. Not “in theory.” But starting now. 💡 Clarity over confusion 😌 Peace over pressure 📉 Real progress you can feel If things could shift even a little in the next 3 months… what would that mean for you?
2 likes • 3d
The cash flow this could create would be much appreciated.
1-10 of 24
Phil Clark
5
356points to level up
@philclark
Love the outdoors | Travel Addict | Former retail worker 🔥 Now I’m a Full-Time on Skool helping creators escape algorithms and monetize a community.

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Joined Mar 12, 2026
Nova Scotia, Canada
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