Family, quick heads up. The midterms are two weeks out, on Tuesday, November 3. This post isn't about politics or who wins. It's about how banks act when the road ahead is uncertain: they get careful. And it's already happening. Here's what has changed: 🔺 Rates went up. On September 16 the Fed raised its benchmark rate a quarter point to 3.75%–4%. That's the first hike in more than three years. The next Fed meeting is October 27–28, one week before the election. 🔺 Banks are getting stricter. In the Kansas City Fed's latest small-business lending survey, more banks tightened standards than loosened them. 73% of those banks pointed to an uncertain economic outlook. 🔺 Credit cards too. 7% of banks in the Fed's latest Senior Loan Officer Survey said they tightened credit card standards. 🔺 The rules are in play. Regulators have proposed changes to how banks hold capital, and the next Congress could reinforce, limit or redirect them. Banks tend to lend more cautiously until the rules are settled. What this means for YOU: 👉🏽 Under 700: When banks tighten, the first applications they turn down have scores under 700, maxed-out cards, or collections still reporting. Waiting it out doesn't fix that. Knowing exactly what's holding your file back, and fixing it in the right order, does. 👉🏽700+: Strong files are still getting approved. But lenders are getting less tolerant of high utilization, recent inquiries, and applications sent in the wrong order. If you qualify today, this is your window to line up 0% business credit with a plan. Elections come and go. A file that's ready for lenders keeps your options open either way. 💪🏾 Drop a 🔥 below if you're getting your file ready this month, and bring your questions to Mindset Monday. Let's fund. 💸 – Timo

@Cesiah Seguritan needs minimum 10 people confirmed for mindset Mondays for me to lend my time & coach the community! Let’s get the confirmation train started early for next MM! Whose in? I will be announcing Octobers contest live

HELLO TRIBE, We will be hosting our very first FINANCE FRIDAYS in one hour. Quick check in, who will be showing up? The first one will be available to the entire community... after today's session only paid members will have access. We will be reviewing "THE 10 COMMANDMENTS OF BUSINESS"

Hello All, Unfortunately Tehvon resigned as community manager to focus on the business endeavors he had going on on the side and had time commitment issues.I wanted to formally announce he is no longer apart of the admin team and has been temporarily removed until we get to the bottom of some things. Our team will continue to offer the support needed as a WHOLE until we fill this position. Hope all understand

Hello Sacred Wealth Family, My name is Paul Dodson Jr. I’m a proud dad, realtor, and fitness coach based here in Phoenix. I’m passionate about growth, community, and helping people become the best version of themselves whether that’s through building wealth, improving health, or creating new opportunities. I’m excited to be a part of the Sacred Wealth family and looking forward to learning, growing, and connecting with everyone here. If there’s ever anything I can help with real estate, fitness, or just supporting the community please don’t hesitate to reach out. Looking forward to building together