I been away from credit and haven’t done anything My LLC was based off credit but now I want to be involved the construction side and credit but when applying I don’t want lender seeing how I make money and see that I’m misrepresenting the LLC resulting in denied or something else I like the name PANCHO SOLUTIONS LLC I’m at the point where I’m like I have to be serious how long can I be a worker when I seen and done the work I just need the funds (cards) I already have experience

i been with navy since feb 2025 Cash rewards 2k Platinum just got auto limit increase 13.9k A normal Amex charge card since sep 2025 Kickoff account of 3k since June 2025 A little pledge loan of 250$ since 2025 (paid off) Have 5 inquiries finna get that taken care of Profile is cool no negatives no nothing just a high balance and inquiries. always kept everything straight 💯 i be looking at credit cards Definitely a 20k with navy Amex card Maybe chase not too sure Some biz cards Llc was created in feb but did nothing which is my fault I’m slow paced I guess Anything over 15k I’ll be okay Definitely want to pull a multiple cards with one hard pull Now I did try get a whip somewhere in December of 2025 tried to get a hellcat (first time buyer) Asked for 60k Got denied instead they gave me counter offers I don’t remember the offers but one caught my eye which was - 40k apr 5% term was 4 years I let it sit and disappeared tried to get it and applied but got denied I want to run a auto loan play with the highest number that they can give me (even thought I will NOT accept it I just want to show people and market my little credit biz) The main goal was a home a mortgage something cool All I want is cards and a mortgage

So I applied for navy fed and froze my Transunion because I thought they were going pull from there. After I applied my account when on review because TU was frozen so they ended pulling from Equifax which is all good cause I had the better score there and @Hoodrich Credit removed 7 hard inquires from TU. Anyway we lit utilization about to go all the way down 🔥🔥

I didn’t even ask for a limit increase but I got it from navy I don’t know if I should request for higher or what my goal was to hit 20k

The easiest and fastest way to get biz credit is to pg. personal credit has to be right . Anything u pg on the biz side they will give it to you . But if something goes wrong you will be personally liable . Just be responsible . And know there’s ways to pay it off , watch the vids in the skool community .