Working hard,staying consistent and definitely discipline. Hint "sock drawer" super helpful by the way. @Cullen Canazares Thank you So much @Cullen Canazares for you education courses and one on ones. I'm extremely stronger more educated and continue to education myself and my children and i want to say a big THANK YOU @Cullen Canazares your thoughtfulness to bring this education to so many and its helping myself and my children grow to be well educated with credit and knowledgeable in so many ways 36 points added and im still soaring to my goal credit score and passing it and this has been a amazing journey and im truly thankful Thanks so much

Learning is one step in the process to good credit and finance. Executing on your plan is a whole other thing. Having an Accountability Partner 🤗 is a great way to ensure you reach your goals. Simply make a post in this thread and find your new friend. Example: Hi this is _________ I live in ________ and my goal is _______. I'm also into ______ and I work as a __________.

Ask me anything here and I will personally respond. All questions are public and for the good of the community to learn from. I love to help with everything from personal credit directions to entrepreneur mentorship to being a good dad!

Score up 28 point for myself and my husband so thankful for this amazing community and @Cullen Canazares

This is beyond belief! I check daily all 3 credit bureaus to keep track of progress. I gave up credit world 25 years ago...I studied and great works are done by Cullen and crew. I started back December 23 2025. I had 0 points, no bad marks, no history. With determination to build right, and Cullens Rental Kharma, that allows the credit bureaus to see full length history of ontime payments and proper use of new credit card, I blew up to 666 Experion fico 8, a 745 TransUnion and Equifax Vantage 3.0. Today my Fico showed up on TransUnion...my fico and vantage blew up! And 833FICO and 750Vantage.. God bless your program. It really works amazing