@Michal Uziak thanks for your response, when i understand you correctly you mean.............opening many bank accounts and share the Money under them to not exceed the 10k limit per EACH Bank account ! so the 10K limit is related to EACH foreign Bank Account....correct ? if so that will help to solve the problem and it´s still manageable! The loan solution is good to have in mind but i think it´s a bit administrative hassle to file the interest at the end after 10 Years.