Activity
Mon
Wed
Fri
Sun
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
What is this?
Less
More

Memberships

Credit Community

121 members • $67/m

The Creditpreneur

356 members • $27/m

Main Way to Wealth

18k members • Free

Digital BOSS Academy!

40.2k members • Free

HRC Credit Mentorship

741 members • $129/month

41 contributions to HRC Credit Mentorship
Tyndall Federal CU
Has anyone here been approved for a high-limit card through Tyndall Federal Credit Union?
Tyndall Federal CU
1 like • 6d
@Seth Cameron Daniels get that shit dropped off bro, fight that shit till they drop it off
1 like • 6d
navy pulls chex systems im not sure if they gonna check ews
the deleted account that sneaks back on ur file n the 5 day rule that forces it back off 💎
wassgood fam. droppin a real one for u today 🔋 most yall finally win a dispute. the negative come off. u feel good. then a month later u pull ur report n BOOM. that same account back on there like it never left. u think u gotta start the whole fight over. nah. theres a rule that protect u n it come down HARD on the bureau. heres the deal. when u win a dispute n a account get deleted. the bureau CANT just slap it back on ur file whenever they feel like it. under section 611 of the FCRA. once somethin deleted off a dispute. it can only come back if the furnisher (the lender or the collector) CERTIFIES in writin that the info is complete n accurate. no certification. no reinsertion. period. n heres the part that eat. if they DO put it back. the bureau gotta NOTIFY u in writin within 5 business days of reinsertin it. not 30. 5. that notice gotta tell u the name. the address. n the phone number of whoever furnished it. n it gotta tell u u still got the right to dispute it again. why this matter so much. most yall dont even know when a account get quietly slid back on. u just see ur score drop again n get confused. but the law say they GOTTA tell u. so if that item popped back on n u never got no 5 day notice. thats a straight up FCRA violation. n a account reinserted wit no certification gotta come right back off. the play step by step. first. after u win a deletion. keep pullin ur reports. dont assume its gone for good. watch for it sneakin back. second. if it come back. check ur mail n ur email. did they send u a reinsertion notice within 5 business days? if they aint. document that. third. send the bureau a letter. tell em the account was previously deleted then reinserted without proper certification n without the 5 day notice required under FCRA 611(a)(5). demand it come back off. certified mail every time. fourth. keep ur paper trail from the FIRST deletion. that letter provin it was already removed once is ur strongest card. it prove the reinsertion happened. big catch u gotta know. this only apply to a account that was DELETED off a dispute n came back. not one that never left. n if the furnisher actually DID certify it n send u proper notice. then it can sit back on there legal. so ur move is to make em prove they followed every single step. most times they didnt. real talk. the bureaus n the furnishers count on u not knowin this. they slide it back on quiet n hope u just eat it. u dont gotta. u already beat it once. the law hand u a fast lane to beat it again. u ever had a account come back on ur file after u got it deleted? drop what it was n which bureau below n me n my team will tell u exactly how to word the reinsertion letter 💎
1 like • 8d
it definetly works
USAA
Hey guys, I was wondering if anyone has USAA and if you need any special codes or anything to get in like Navy Fed ?
2 likes • 30d
@Hope Avery great information to know
Question
What VA’s are we using?
0 likes • May 20
also get the phone numbers to a few cause sometimes the VA’s will ghost you after working for you… it happ 2wice to me
the 6th bureau thats keepin u from even openin a bank account 💎
real shit. yall already peeped my post on lexisnexis bein the 4th bureau. theres a whole nother one out there that aint got nothin to do wit credit but it be killin ur whole game. ChexSystems. heres the deal. ChexSystems is the credit bureau for ur CHECKIN ACCOUNTS. banks pull it before they let u open anythin. one bounced check. one overdraft they had to write off. one account closed cause of fraud flags. its sittin in there for 5 YEARS draggin u every time u try to open a chase or bofa account. and yall remember the bank relationship play. u cant build wit no bank if they wont even let u open a checkin account in the first place. ChexSystems is the wall most of yall be hittin and dont even know why. heres the play: • pull ur ChexSystems report FREE at consumerdebit.com. takes 5 mins • find every negative on there. NSFs, closed accounts, suspected fraud flags, all of it • dispute em certified mail. they got 30 days under the FCRA. SAME law that covers equifax • if its a real debt from a old overdrawn account, call the original bank and offer pay for delete. SAME play as collections most of yall stuck at chime n cashapp forever cause yall dont know this report exists. clean it up and u can finally walk into chase or bofa, open the account, build the relationship, and run the fundin sequence later. if u tired of fightin walls u didnt even know was there, me and my team handle all this for u inside the mentorship fashoo: https://www.skool.com/hoodrich-mentorship-5768/about 🔋 who in here been denied a bank account before? drop which bank turned u down 👇
0 likes • May 13
also if you have to many inquiries in chex systems the opening institution will deny you… it pops up as a red flag in the system
1-10 of 41
M Dot
3
9points to level up
@miguel-soto-9678
Entrepreneurship at its finest

Active 3d ago
Joined Feb 16, 2025
Powered by