My client had a charged-off account for $1,400… Now? ✔️ Permanent deletion ✔️ Debt waived ✔️ $3,000 settlement check Yeah… almost double what was owed 👀 And we’re not done. This same client still has 15 negative accounts left for me to sue and already has 2 more checks on the way as we speak! This is what it looks like when you actually know what you’re doing. Not just deleting…But positioning for real results. If you’ve been watching and wondering how this works… 👉 Join Next Level Credit Academy and tap into the Elite Credit Repair Masterclass—that’s where I break this down step-by-step:https://www.skool.com/next-level-credit-academy/classroom/e4d1dcac?md=8573a9b6406341fe9e8ac2d1f46e8e8c And for my VIP members already inside… I’ll see you on the Sunday live 💯

My client owed Affirm $234.62. I filed a case with them for the FCRA violation on his credit report. Now, he's getting a check for $2,200!

Level Uppers 👀 I just uploaded a real call I had today with an attorney for Celtic Bank—this is an actual settlement negotiation, not theory, not “what ifs”… real-time strategy in action. My demand?Deletion + debt waiver + $5,000 💰 Now, I’ve dealt with this attorney before… and I already know her style. She’ll get on the phone, sound like we’re close to wrapping things up, then drag it out. So I’m not expecting a quick turnaround—but if it happens, great. If not, we stay on their neck. Either way, it’s part of the process. I want you to listen to this call so you can hear:• How I position the case• How I handle pushback• What these attorneys actually say behind the scenes• Why patience + strategy matters This is the kind of game most people never get access to. Go check it out inside the group and let me know your thoughts 👇Questions? Drop them under the post. And if you want to learn how to do this yourself step-by-step, get into the Credit Masterclass:https://www.skool.com/next-level-credit-academy/classroom/e4d1dcac?md=8573a9b6406341fe9e8ac2d1f46e8e8c

Level Uppers 💳 One of my clients had a collection account that most people would have just paid or tried to dispute the traditional way. Instead, we used consumer law. The result? A $2,500 settlement check from Merrick Bank. This is why I keep telling you all — credit repair isn't just about removing negative items. It's about knowing your rights under the law and forcing banks and collectors to follow it. Inside the Elite Credit Repair Masterclass I break down: • How arbitration works • How to find violations • How to write demand letters • How to force settlements This is the exact strategy I used. If you're serious about learning how to do this the right way, the Elite Masterclass is currently on sale until the end of March. After that the price goes up. 👇 Access it here https://www.skool.com/next-level-credit-academy/classroom/e4d1dcac?md=8573a9b6406341fe9e8ac2d1f46e8e8c

Did you all see this?! I don't know how he let them sue him! Ray J should have joined Next Level Credit Academy and learned how to sue them first.