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Next Level Credit Academy

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7 contributions to Next Level Credit Academy
I Just Secured Another $2,200 Settlement with Affirm
My client owed Affirm $234.62. I filed a case with them for the FCRA violation on his credit report. Now, he's getting a check for $2,200!
I Just Secured Another $2,200 Settlement with Affirm
2 likes • 7d
Congratulations.. keep applying pressure and getting checks. People don’t understand the process is copy and paste. Then rinse and repeat 💰💰
Another Settlement Call with an Attorney
Level Uppers 👀 I just uploaded a real call I had today with an attorney for Celtic Bank—this is an actual settlement negotiation, not theory, not “what ifs”… real-time strategy in action. My demand?Deletion + debt waiver + $5,000 💰 Now, I’ve dealt with this attorney before… and I already know her style. She’ll get on the phone, sound like we’re close to wrapping things up, then drag it out. So I’m not expecting a quick turnaround—but if it happens, great. If not, we stay on their neck. Either way, it’s part of the process. I want you to listen to this call so you can hear:• How I position the case• How I handle pushback• What these attorneys actually say behind the scenes• Why patience + strategy matters This is the kind of game most people never get access to. Go check it out inside the group and let me know your thoughts 👇Questions? Drop them under the post. And if you want to learn how to do this yourself step-by-step, get into the Credit Masterclass:https://www.skool.com/next-level-credit-academy/classroom/e4d1dcac?md=8573a9b6406341fe9e8ac2d1f46e8e8c
Another Settlement Call with an Attorney
1 like • 16d
You handled that like a seasoned pro 👏🏽
💰 $2,500 Check from Merrick Bank — Here's What Happened
Level Uppers 💳 One of my clients had a collection account that most people would have just paid or tried to dispute the traditional way. Instead, we used consumer law. The result? A $2,500 settlement check from Merrick Bank. This is why I keep telling you all — credit repair isn't just about removing negative items. It's about knowing your rights under the law and forcing banks and collectors to follow it. Inside the Elite Credit Repair Masterclass I break down: • How arbitration works • How to find violations • How to write demand letters • How to force settlements This is the exact strategy I used. If you're serious about learning how to do this the right way, the Elite Masterclass is currently on sale until the end of March. After that the price goes up. 👇 Access it here https://www.skool.com/next-level-credit-academy/classroom/e4d1dcac?md=8573a9b6406341fe9e8ac2d1f46e8e8c
💰 $2,500 Check from Merrick Bank — Here's What Happened
1 like • 20d
Congratulations on your WIN!!
Sue Them BEFORE they Sue You!
Did you all see this?! I don't know how he let them sue him! Ray J should have joined Next Level Credit Academy and learned how to sue them first.
Sue Them BEFORE they Sue You!
1 like • 21d
He’s been busy singing and should’ve been learning consumer law as well 😂
💰 $2,500 on a $600 Collection Call 🎧
Check out this recording where I’m negotiating a settlement with an attorney for a tradeline deletion, a debt waiver, and $2,500 on a $600 collection account. 💼 To hear the full call, join the Elite Credit Repair Masterclass and learn how to structure disputes, negotiate with attorneys, and position your clients to get results. 🚀 It's time to LEVEL UP!
💰 $2,500 on a $600 Collection Call 🎧
1 like • Feb 22
Always stand on business 💪🏽💰
1-7 of 7
Michelle Smith
2
8points to level up
@michelle-smith-5732
Hi.. I’m Michelle Smith. I have experience in suing banks and credit reporting agencies using consumer law. #FCRA, #UCC, #FDCPA

Active 13h ago
Joined Feb 5, 2026
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