So team, Super excited about opening a Junior Isa for my boy and getting him a head start I never had. It’s £200pm and estimates a return of £81 000 in 18 years. Thats assuming a 8% return. Pros: Could pay for Uni and… ….Deposit for a House Teach him the power of money and time It’s free to make trades (with Hargreaves and Landsdowne). Cons I have no control of how he spends that money I pay taxes on the money I take out the company So have you..