Are you looking to do a deal in Canada for business owners? I have been working on this for far to long. I truely thought just leave Canada ALONE!!!🤣 Well I was wrong and I am not ashamed to admit it. For warning it is harder to do deals in Canada but it is not impossible. I am going to lay out some simple options for everyone to do deals in Canada. I want you to know that it does not work the same way that it works here in the United States. There are what I would call some similar products but not the same and I still haven't found any true start up 0% business funding yet. There are some 0% options for established businesses when doing a balance transfer but that is the only 0% funding that I have found in Canada. Here is what Canada does have listed below. There is Business Lines of Credit available with 2+ years in business with strong financials, 250k annual revenue, must be profitable and have positive cash flow, business credit needs to be established and in good standing, Personal credit needs to be at 680+ (650+ may work with compensating strengths), DSCR needs to be 1.25x or greater, current on tax filings, clean bank statements no overdrafts/NSF, and existing debt has to be manageable. Equipment Financing (this is the easiest financing product in Canada 12+ months in business, revenue usually needs to be 10,000+ a month form what I have seen but supposedly the business just needs to be generating revenue, credit needs to be 680+, the equipment that you are buying needs to be revenue producing asset, you more than likely will need down payment of 0-20% depending on risk and cash flow MUST support the new payment. Merchant Cash Advance (revenue-based financing) this is Canada's version of alternative working capital. monthly revenue needs to be 15k-20k plus, time in business 6-12 months, your deposits have to be consistent, credit is less of a factor but the lower the credit the worst the terms will be, they care more about cash flow than balance sheets and will typically review business bank statements 3 months min, revenue consistency, they will look at your average deposits and existing payment obligations.