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8 contributions to Fundops
Business Credit over Personal Credit
Shoutout to @Marvin Romulus This is what consistency looks like. Marvin's business credit file is live and climbing across all three bureaus: Experian Intelliscore Plus — 90 Dun & Bradstreet Delinquency Predictor —509 Equifax Business Delinquency Score —439 That's a business owner who did the work, built the profile the right way, and is now sitting in a position most entrepreneurs never reach — real, bankable business credit that lenders and vendors can actually see and trust. Marvin — proud of you. This is the foundation everything else gets built on. If you're watching Marvin's progress and wondering if this works — this is your proof. The system works when you work it.
Business Credit over Personal Credit
0 likes • 2d
@William Derrick III thanks appreciate ot
1 like • 2d
@Cesiah Seguritan thanks Cesiah appreciate it
Approve
Just got for $15000 credits limit couldn’t do it without the help of timo really appreciate it
Insights into todays funding market
Grand rising tribe. We had something interesting happen yesterday that can benefit all Fundops clients.I had a personal friend whose son is in the NFL contact me for funding for his wife. Wife had over 50k in personal credit cards, 780+ Fico and a 2 year old LLC. MONTHS ago I shared with this friend the relationship banking process ( Seasoning bank accounts ) which never got established at the time. They went to chase yesterday , opened the business checking account , deposited 5k .... we introduced to the RM at CHASE and to my surprise, this client was only approved for 14k when I for sure estimated a 50-75k approval. I then went on to manually fill out the second application and to my surprise DECLINE! We called the reconsideration line for the banker to say , well you JUST opened a business checking account you were declined because we do not have enough information / data on the business. I share this with you guys because the relationship banking part of the process is one of the most crucial steps in getting larger approvals. Steps To Follow : 5-8 transactions monthly on the PRIME bank account we recommended If you can also get a payroll account and pay yourself from the business checking account bi weekly this adds points to your internal scores If you cannot, order checks and pay yourself bi weekly. All business transactions must run through this account with no negative days throughout the month Personal + Savings + Business Checking account with the lender goes a long way if you can. The market is changing , CHASE changed everything once again, we must get re committed , re focused to cross the finish line. Hope this helped =Your Funding Coach Timo
Insights into todays funding market
1 like • 8d
Great info
Financial Freedom July 30-Day Challenge
How it works: 🐺Week 1 (Jul 1-6): Post your "Freedom Declaration" your #1 financial goal for July (credit score target, first biz credit card, funding amount, etc.) 🐺Week 2-3: Post proof of action steps (screenshots of applications submitted, credit monitoring updates, bank account openings) 🐺Week 4 (Jul 28-31): Post your results vs. your declaration Finance Fridays bonus: Attend live = 2x points on that week's posts Prizes: 🏆Grand Prize — Free 1-on-1 strategy call with Timo + $100 cash 🏆2nd Place — Free month of credit monitoring + shoutout 🏆3rd Place —Fundops merch bundle or gift card Who's claiming the top spot in JULY? Drop a 🐺 if youre in.
0 likes • 8d
Nice
Completed File Alert for Mr. Warwick
Hey Tribe, 6 months of disputes later Mr. @Noel Occomy finally has a CLEAN credit report. After these last few steps of his business build he will be in funding. This is a testimony that the process works - just stay the course. I got ALL of you ... promise.
Completed File Alert for Mr. Warwick
1 like • 8d
Great job
1-8 of 8
Marvin Romulus
2
7 points to level up
@marvin-romulus-5626
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Active 11h ago
Joined Feb 18, 2025
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