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My First Note !
Just got my first note and wanted to share the numbers. • 3 bed, 2 bath single-family home in Michigan • Owner-occupied, performing mortgage • Unpaid balance: $95k, purchased the note for $60k • Interest rate: 8% ~$695/month in cash flow • I was able to acquire it by leveraging my credit and some private funding • Now comes the fun part… getting it fixed up! 😅 Curious, would you have jumped on a deal like this or waited for foreclosure?
My First Note !
6 likes • Feb 26
Congrats! It looks like a good deal. If it were me I would try getting it to a reperforming status. Michigan has a lot of programs to help borrowers with back taxes. Many occupants may not know about the programs and more than likely want to stay in the home.
1-1 of 1
Marvin Ramirez
2
14points to level up
@marvin-ramirez-9883
I joined the community to surround myself with like-minded individuals and expand my education while seeking cash-flowing opportunities.

Active 2h ago
Joined Feb 15, 2026
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