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2 contributions to Zero Down Academy
Leveraging OPM is such a game changer to buy assets + scale!🚀
Leveraging OPM (other people's money) is such a game changer to get into assets! When I first started investing 7 years ago, I used only my own money - I had no clue we could do this. [I purchased my first 2 MTRs this way!] All I knew was purchasing assets the traditional route... then I got introduced to Creative Finance about 5 years ago. Now I look at investment opportunities at different angles to see what's the best fit - the benefits of having more tools in your toolbox! 👉 With real estate transaction, Primary Lenders like Hard Money Lenders (HML), DSCR, Commercial loans 👉 With Private Money Lending can support with Gap funding 👉 Even Seller Financing! 👉 With Transactional Lending supporting with Earnest Money Deposits (EMD), Double Closes, and Seller Carry-back (Stack Method/ Morby Method) Understand how you can leverage each to reach your goals faster.🚀 I've learned more about Transactional Lending and how to use it best. Let’s connect if you're curious on how to leverage it or who to best work with. I’m happy to help!
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Leveraging OPM is such a game changer to buy assets + scale!🚀
Intro - Transactional Funder - Let's Connect!
Hey there, my name is Mandy Cartagena. I am RE investor, but primarily a Transactional Funder. I have been in RE for 6 years and have a couple of rentals I own & operate in northern Virginia doing a MTR model supporting military families. Since having 2 babies, I'm focusing on supporting wholesalers and investors with transactional funding. If you'd like to leverage a Transactional Funder to support your deals, here's how I can help: I help Wholesalers and Investors scale their business with funding for 👉 Double Closes, 👉 Earnest Money Deposits (EMD), and 👉 Stack Method down payments. ⭐ Nationwide & any asset class; land, residential, commercial, multifamily, business acquisitions. Some hobbies of mine are: - Hiking (I really want to go to Mount Rainier!) - Traveling (cool to immerse yourself into different cultures!) - Family time - I like to put together activities & parties to bring everyone together! Let's connect and collaborate! 😊
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Intro - Transactional Funder - Let's Connect!
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Mandy Cartagena
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3 points to level up
@mandycartagena
Mom of ✌️, Supporting our soldiers🇺🇸, and a Transactional Funder. I fund Double Closes, Seller Carry-back, and EMD. Let's connect & collaborate!

Active 1h ago
Joined Aug 6, 2025
Northern Virginia