I'm going to start with a story. I started in the insurance industry 5 years ago with a group called PHP people helping people. The people was nice, the connections I made I still have them till this day. The only thing that I did not like was I wanted to know more. I only became apart of that group because my sister was in it and it was literally my first time being introduced to life insurance, cash value, taxes, inflation, and entrepreneurship. So I took a few tips and lessons from them. I started my business and found a passion for life insurance and finances. I was never taught that growing up or even in the household i grew up in so of course I quickly got attached to that kind of knowledge, and the schools don't teach it either so yeah. I got involved in their program. I got a life insurance policy within that organization but that didn't last long. see I am a person who thinks for himself and when I asked my up-line can I do my own policy she said no and that was the wrong thing to tell me. So I did my own research and found out that I could. I thought to myself that If they lied about that what else don't they know. I started doing my own research and reading books my spirit told me to read and I found the light.I found out that the policy that they wrote for me I wouldn't be able to use my cash value the next year but 5 years from now and that was unacceptable so I called the Insurance company and canceled that policy right away, and left that organization, But before I left I signed up to be mentored by Chris Hart he taught me the 3 ways money grows and from there I just took it and ran. I got the teachings and I ventured off and left the organization and did my own thing without them. I already started my own business without them so I just had to stand for what I believe in. I found another mentor that taught me the game outside the game and from him I learned the The Real Ethical way. So the problem I am going to solve for my community is helping life insurance agents do what is right for the client so they can have high cash value the right way and not be hoodwinked in the years to come like countless other people. So I have a process that I am going to tech them so that we can finally get some Ethical Life Insurance Business Practice going on out here in the world.