I want to put something to you that I had not thought about properly until this week, and I suspect some of you know far more about it than I do. Howard Wolinsky is a medical journalist in Chicago. In 2010 he was found to have the lowest grade of prostate cancer there is, the kind doctors watch rather than cut out. His urologist said he would die with it and not from it. So he went on monitoring, and he has kept every appointment since. When he went to renew his life insurance, eight companies turned him down for having untreated cancer. He had done exactly what he was told. Somewhere between the consulting room and the underwriting desk, watching and waiting became untreated. I will be honest, my first reaction was annoyance, and then I remembered I have a smaller version of the same story. I was taking blood pressure tablets when I changed insurance companies, and the new one would not cover anything to do with the circulatory system, because of the high blood pressure pills. The circulatory system covers most things. I signed it anyway, because what else do you do. Two things I want to be careful about. The first is that this is not an argument for treatment. Wolinsky says plainly that he does not know whether surgery would have made the insurance any easier, and he is the one who lived it. Nobody should be reaching for an operation to satisfy a form. The second is that his was an American policy and two brokers told him they cannot predict that every man being monitored will be refused. So this is a question to ask, not a fact to be frightened of. Maybe a question that needs to be posed to the insurance companies to see what their reaction is. The question is the useful bit. Ring whoever holds his current life insurance and ask whether the policy treats monitored prostate cancer as untreated cancer. Write down the answer, the date, and the name of the person who said it. Now here is what I actually want from you, and please answer it straight. Has anyone here hit a wall like this? Insurance, a mortgage, travel cover, a medical on a job, anything at all where the diagnosis caused a problem that had nothing to do with your health. I would rather build a proper list of what to watch out for from people who have been through it than guess at it myself.