As a life insurance professional for the last three plus decades, our goal with every person/family that we cover is to provide information & education. Our goal at The Medearis Group is not to sell you life insurance but to inform and educate you to the degree that you choose to buy your life insurance from us. So what do we have to offer? Free unlimited life insurance consultations to answer any and all questions that you have about types of life insurance coverage, amounts of coverage and duration of life insurance coverage. At The Medearis Group, we don’t measure our success in dollars but instead we measure our success by the families that we protect. Give us a call at any time at 832-655-5635.

@Ron Story Jr no problem Ron. Need calculators are great and we do use them from time to time but they ALWAYS have an input requirement or two that stumps the prospect and slows down or kills the needs discussion. So what we ask is if you want to do this the HARD way or the EASY way. No one chooses hard by the way. The EASY way is simply this: 1) Final expenses = $10,000 (typically the number that’s allocated for funeral expenses). 2) Debt elimination = the total amount that leaves the family debt free. 3) Income Replacement = the amount of money needed to replace the deceased income for 5 years, 10, 20 or lifetime. Most need calculators don’t have a simple calculation for number three so that is where we spend most of our time during the consultation. Because how much and for how long is an infinite amount of combinations. I know that was a long answer to a short question but I wanted you to see how our process does NOT end up with a hard sales pitch. Let me know if you have any further questions. Thanks for the opportunity to discuss our business model. I greatly appreciate it.

Redirect the fear you are experiencing and use it as fuel to make your performance better and more effective.