What comes up for you when you see someone post photos from their vacation? Do you hear a little voice of jealousy wondering how they could afford a trip like that? Or maybe you just wish that that could be your life. Why can't you just take a vacation on a whim? Those thoughts still come up for me sometimes. I feel like every time I turn around my cousin is in some new or exotic place! Why can't we do that?? Turns out we (and possibly you) can, if it is a priority for you. My husband and I took a spontaneous trip to New Mexico last week. As in, we booked a trip to New Mexico...for the same day!! (And we live in PA so this was nearly an across the country trip!) I've NEVER done anything that spontaneous! And, I'll be honest, it was pretty awesome! Just a handful of years ago, this NEVER would have been an option. I actually have a very vivid memory of being in Colorado in January of 2019 and standing in the student store at my alumni college with a sticker in one hand and a mug in the other, KNOWING we didn't have the money for either (we didn't have money for that entire trip, if I'm being honest), but handing over my credit card to buy them anyway. Obviously, I still remember that moment. And it's not a moment I want to repeat. A spur of the moment trip would never have been possible back then. Today, now that we have waaay more financial flexibility than we used to, this was possible. Did we have all the money in our travel fund we needed? Nope. But we DO have the ability to make changes within our plan when we decide to be wildly spontaneous! Because we've spent the last several year working hard to get ourselves into a WILDLY better financial position! (No more moments like those in the student store!) And that's exactly what I teach inside The Empowered Money Circle...how to put a plan in place so that you can stop worry about money. In 90 days, you'll have a proven money system in place AND the confidence to make it work.

You're allowed to be great at your job but still feel like you are in over your head when it comes to money. You're allowed to have a great salary and a great title and still feel a little panic when you open your banking app. You're allowed to feel like you've 'made it' when it comes to your career, but also feel like you have no idea where your money goes. It's ok if you've tried it all before - the budgeting apps, reading all the books, listening to all the podcasts. None of these things make you bad with money. It makes you a human (just like the rest of us!) who were not taught how to deal with money. The Empowered Money Circle is where women who earn good money but still feel broke go from 'I'm bad with money' to 'I've got a system that works' — in 90 days. Join us here: https://www.skool.com/the-empowered-money-circle-9199/about

If you would have asked me 500 days ago if I thought I'd get to this point, I probably would have laughed in your face. Was every day perfect? Absolutely not. Did I still show up every day? Apparently!! This is the exact same way to think about your own journey with money. You don't have to do it perfectly every single day. You just need to keep taking small steps every day that move you forward. 🟪 Packing your lunch instead of running into the cafe next door. 🟪 Using the $5 grocery coupon you clipped from the newspaper. 🟪 Checking your spending plan before you...well, spend. 🟪 Simply being more intentional and aware of where your money goes each day. Where could you be in 500 days, if you started today? Heck, where could you be in 60 or 90 days? Inside The Empowered Money Circle, you'll find my proven money system that you can get up and running in 60 days. By day 90 you could have solid money habits that will serve you for the rest of your life. But you just have to start. Come join me inside and you can get started TODAY!! >> https://www.skool.com/the-empowered-money-circle-9199/about

Well hold up there, budget lady! ​ Shouldn't I be saying that you should SAVE money?? ​ That's what we are always taught, right? ​ Save for a rainy day. Save for retirement. Stop spending so much on avocado toast. ​ But here I am telling you that all money is meant to be...spent? ​ Yes, that's right. ​ No, not all today. But eventually. Whether you spend it on a vacation next year, a retirement home in 20 years or your grandkids spend it when they inherit it, it will be spent eventually. ​ And this is exactly what a spending plan can help you see. What and when all of your money is earmarked for. ​ Maybe you are planning for a vacation next summer. Maybe you are planning for the down payment on a house in a few years. Or maybe you are planning for groceries next week. ​ But the point is, we plan. ​ And when you have a plan, you have a permission slip to spend. ​ Because money is meant to be spent. Money is meant to fund the life you've always dreamed of! ---------------- Start building your own permission slip to spend. Join today and in 90 days, you'll have a proven money system in place and the confidence to make it work. >>> The Empowered Money Circle

Perhaps restriction, punishment, or a feeling like you'll never get to have any fun? I just want to call that out as a myth. The reality is that when you know exactly where your money is going, you have more clarity and confidence than you ever thought possible. Instead of being restrictive, a budget gives you permission to spend. Permission to spend $40 on dinner with friends without feeling guilty. Permission to buy the shoes because you planned for them. Permission to take the vacation because all of your bills are covered. A budget is exactly what allowed me to take an epic trip to Ecuador for my 40th birthday this year!! I knew, with complete certainty, that we had money accounted for all of our regular expenses, PLUS everything for the entire trip. (And trust me, that is a gooood feeling!) Without a plan, you're second-guessing every purchase. The women who feel most free with their money? They're the ones with a plan...or dare I say...budget! Whatever term you'd like to call it, that's what we are working on together inside The Empowered Money Circle! In 90 days, you'll have a proven money system in place and the confidence to make it work. No more guessing, no more shame, no more starting over. Won't you join us?